38797 Ranch Gate Blvd, photo 1
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Overview

0 baLand
TypeLand
HOA$1,500/yr
Lot48,743 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Gated Community - No Guard

38797 Ranch Gate Blvd is a home Umatilla. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,500 annually.

From the listing

Welcome to Shoreline Ranch. This is a gated lakefront community. Rendering and floor plan show one possible home design that could be built on this lot. Not existing structure. This proposed lot and well-appointed home package is $690,900. Offering custom home packages by American Family Homes Inc the preferred builder. Build your dream home here and enjoy the breathtaking views year-round. The right lot shapes the way your home looks and feels, from the stunning views out your windows to the natural light that brightens your living space. Contact us today to schedule an appointment.

The essentials

On market
822 days
Annual tax
$1,629
HOA
$1,500/yr
Flood zone
X · Low risk
Lot
48,743 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,209/mo
Down payment (20%)
$33,180
Property taxes
$136/mo
HOA
$1,500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
48,743 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
822
Gated Community - No Guard
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2023)
$1,629
Parcel #
21-18-27-0010-000-00600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
48,743 sqft
BuildableClearedLevelOversized LotPavedPrivateUnincorporated
HOA
$1,500/yr
Tom Behrens

Price history

Date
Event
Price
7/9/2025
Price change
Source: Stellar MLS #G5084771
$165,900+3.8%
7/18/2024
Listed for sale
Source: Stellar MLS #G5084771
$159,900

Neighborhood

38797 Ranch Gate Blvd
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Calculator

Est. monthly payment
$1,209/mo
Principal & interest$865
Property taxes$136
Insurance$83
HOA$125
Down payment20% · $33,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,900

Time on market

822 days

Monthly payment

About $1,209/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,629 annual tax bill, insurance, and the $1,500/yr HOA fee.

HOA fee

$1,500/yr

Managed by Tom Behrens.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byHOMETOWN REALTY PROFESSIONAL IListing agent: Mike NeaceListing data from Stellar MLS, MLS# G5084771.

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