20145 SE Highway 42, photo 1
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Overview

2 bd2 ba1,351 sqftSingle Family
TypeSingle Family
HOANone listed
Built1990
Lot13,068 sqft
Living area1,351 sqft
Price / sqft$148

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About this home

NingunoRangeRefrigerator

20145 SE Highway 42 is a 1990-built home in Unrecorded Sub Sec B, Umatilla. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,351 square feet of living space. Listed at $199,900 (about $148/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to 20145 SE Highway 42 in Umatilla, where fresh updates and practical improvements make this 2-bedroom, 2-bath home truly move-in ready. Set on approximately 0.30 acres, this 1,351-square-foot home offers a comfortable layout with tile flooring throughout the main living areas and newer carpet in the bedrooms. The interior and exterior have both been freshly painted, creating a clean, bright feel from the moment you arrive. Major recent improvements include windows installed approximately one year ago and a septic drain field replaced approximately eight months ago, giving buyers added peace of mind. With generous living space, two full bathrooms, and a manageable homesite, this property is a great option for a primary residence, seasonal home, or investment. Enjoy the relaxed Umatilla setting while still being within convenient reach of nearby lakes, outdoor recreation, shopping, and surrounding Central Florida communities. Clean, updated, and ready for its next owner—schedule your showing today!

The essentials

Built
1990
Price / sqft
$148
On market
11 days
Annual tax
$2,027
Flood zone
X · Low risk
Lot
13,068 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
0.30 acres
Lot size
1,351 sqft
Living area

Payment

Est. monthly payment
$1,312/mo
Down payment (20%)
$39,980
Property taxes
$169/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
13,068 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
11
Ninguno
Range
Refrigerator
Flood Zone X
Annual Tax (2024)
$2,027
Parcel #
5067-893-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Unrecorded Sub Sec B
County
Marion
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
13,068 sqft

Price history

Date
Event
Price
10/3/2026
Listed for sale
Source: Stellar MLS #O6446998
$199,900
$148/sqft

Neighborhood

20145 SE Highway 42
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $199,900
$195,000 – $199,900
98% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 home closings in 32784 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 11.

Sample: 89 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,311/mo
Principal & interest$1,043
Property taxes$169
Insurance$100
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,900

$148 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,351 sq ft

Time on market

11 days

Year built

1990

Monthly payment

About $1,312/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,027 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Kikzeny CartagenaListing data from Stellar MLS, MLS# O6446998.

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