110 Twin Lake Cir, photo 1
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Overview

3 bd2 ba1,209 sqft2 car garageSingle Family
TypeSingle Family
HOA$600/yr
Built2001
Lot10,010 sqft
Living area1,209 sqft
Price / sqft$222
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSplit BedroomTray Ceiling(s)Walk-in Closet(s)ClubhouseDeed Restrictions

110 Twin Lake Cir is a 2001-built home in Umatilla Twin Lake Estates Sub, Umatilla. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,209 square feet of living space. Listed at $268,900 (about $222/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.

From the listing

Charming 3BR/2BA Home in the Sought-After 55+ Twin Lakes Community at Umatilla, FL. Welcome to easy Florida living in the gated, 55+ community of Twin Lakes Estates! This 1,209 SF split-plan home offers 3 bedrooms and 2 baths, with a layout designed for both comfort and privacy. The combined living and dining area flows out through sliding doors to an enclosed 13' x 11' Florida Room — the perfect spot for morning coffee or unwinding with a book. The primary suite includes an en-suite bath and a spacious 6'6" x 5'11" walk-in closet, while two additional bedrooms and a guest bath sit privately on the opposite side of the home. The kitchen offers generous cabinetry and counter space, ready for your personal updates, with appliances in working condition. Major systems offer peace of mind, with a new roof in 2022 and a newer HVAC system. Enjoy resort-style community amenities including a clubhouse and community pool, all within Umatilla's charming, small-town golf-community setting. Priced to sell at $268,900 — don't miss this opportunity!

The essentials

Built
2001
Price / sqft
$222
On market
35 days
Annual tax
$1,430
HOA
$600/yr
Flood zone
X · Low risk
Lot
10,010 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Community pool
Shared amenity
2 car garage
10,010 sqft lot
Lot size
1,209 sqft
Living area

Payment

Est. monthly payment
$1,706/mo
Down payment (20%)
$53,780
Property taxes
$119/mo
HOA
$600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
10,010 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
35
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Pool
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,430
Parcel #
01-18-26-2000-000-03400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Umatilla Twin Lake Estates Sub
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
10,010 sqft
Paved
HOA
$600/yr
Gail Schmidt

Price history

Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #G5117429
$268,900
$222/sqft

Neighborhood

110 Twin Lake Cir
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $268,900
$262,500 – $268,900
98% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 home closings in 32784 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 35.

Sample: 89 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,706/mo
Principal & interest$1,402
Property taxes$119
Insurance$134
HOA$50
Down payment20% · $53,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$268,900

$222 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,209 sq ft

Time on market

35 days

Year built

2001

Monthly payment

About $1,706/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,430 annual tax bill, insurance, and the $600/yr HOA fee.

HOA fee

$600/yr

Managed by Gail Schmidt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byERA GRIZZARD REAL ESTATEListing agent: Lisa CarterListing data from Stellar MLS, MLS# G5117429.

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