140 Flag Lilly Ln, photo 1
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Overview

4 bd2 ba1,828 sqft2 car garageSingle Family
TypeSingle Family
HOA$63/mo
Built2026
Lot5,663 sqft
Living area1,828 sqft
Price / sqft$194
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
MAGNOLIA POINTE PHASE 1
Type
Single Family Residence

True monthly carry

HOA
~$63/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanSmart HomeStone CountersThermostatWalk-in Closet(s)Window TreatmentsLightingSidewalk

140 Flag Lilly Ln is a 2026-built home in Magnolia Pointe Phase 1, Umatilla. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $354,990 (about $194/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $63 monthly.

From the listing

Under Construction. Welcome to Magnolia Pointe, a new home community in Umatilla, Florida. Introducing the Cali floorplan, where every square foot is put to use with sophistication and comfort. Inside this 4-bedroom, 2-bathroom home, you’ll find 1,828 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing quartz counters and luxury vinyl plank floors. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The kitchen is a true highlight, including quartz countertops, sleek stainless-steel appliances, a walk-in pantry and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms offer flexibility for various lifestyles. The primary suite located in the rear of the home is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms feature plush carpet for comfort and share one well-appointed bathroom, making morning routines a breeze. Laundry won't be a chore with its dedicated space convenient to all bedrooms. Like all homes in Magnolia Pointe, the Cali includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

The essentials

Built
2026
Price / sqft
$194
On market
38 days
Annual tax
$690
HOA
$63/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
5,663 sqft lot
Lot size
1,828 sqft
Living area

Payment

Est. monthly payment
$2,149/mo
Down payment (20%)
$70,998
Property taxes
$58/mo
HOA
$63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
38
Open Floorplan
Smart Home
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Community Mailbox
Dog Park
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$690
Parcel #
24-18-26-0010-000-16500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Magnolia Pointe Phase 1
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
5,663 sqft
City LimitsLandscapedSidewalkPaved
HOA
$63/mo
Access Residential Management

Price history

Date
Event
Price
9/2/2026
Listed for sale
Source: Stellar MLS #O6438556
$354,990
$194/sqft

Neighborhood

140 Flag Lilly Ln
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $354,990
$347,500 – $354,990
98% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 32784 landed at this number or higher (51%). The median one sat 52 days before it went under contract, and this one is on day 38.

Sample: 87 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,149/mo
Principal & interest$1,851
Property taxes$58
Insurance$177
HOA$63
Down payment20% · $70,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$354,990

$194 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,828 sq ft

Time on market

38 days

Year built

2026

Monthly payment

About $2,149/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $690 annual tax bill, insurance, and the $63/mo HOA fee.

HOA fee

$63/mo

Managed by Access Residential Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF CENTRAL FLORIDA LLCListing agent: Stephen ClineListing data from Stellar MLS, MLS# O6438556.

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