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Overview

3 bd2 ba1,436 sqft2 car garageSingle Family
TypeSingle Family
HOA$50/mo
Built2012
Lot11,499 sqft
Living area1,436 sqft
Price / sqft$233
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanStone CountersThermostatWalk-in Closet(s)Window TreatmentsClubhouseGated Community - No Guard

76 Fairway Cir is a 2012-built home in Twin Lakes Estates, Umatilla. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,436 square feet of living space. Listed at $334,900 (about $233/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 monthly.

From the listing

Virtually Staged. Experience the perfect balance of peaceful country living and everyday convenience in this beautifully updated home, located within a desirable 55+ gated community. Enjoy the serenity of a quiet setting while being just minutes from major highways, shopping, dining, and medical facilities. Designed for comfortable, low-maintenance living, this move-in-ready home has been thoughtfully updated with a new roof, gutters, and solar tubes (2025), providing both peace of mind and an abundance of natural light. The 2022 HVAC system ensures year-round comfort, while roller shades (2024) add a touch of style, privacy, and energy efficiency. The kitchen and bathrooms have been tastefully refreshed with beautiful quartz countertops (2025), complemented by new toilets and updated primary bath faucets for a clean, modern finish. Fresh interior paint (2026) and exterior paint (2022) complete the home's warm and inviting appeal. If you've been searching for a home where you can enjoy the slower pace of country living without giving up the convenience of nearby shopping, restaurants, and major roadways, this exceptional property is ready to welcome you home.

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The essentials

Built
2012
Price / sqft
$233
On market
121 days
Annual tax
$2,335
HOA
$50/mo
Flood zone
X · Low risk
Lot
11,499 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Community pool
Shared amenity
2 car garage
0.26 acres
Lot size
1,436 sqft
Living area

Payment

Est. monthly payment
$2,159/mo
Down payment (20%)
$66,980
Property taxes
$195/mo
HOA
$50/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
11,499 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
121
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Clubhouse
Gated Community - No Guard
Pool
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,335
Parcel #
01-18-26-2002-000-09500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Estates
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
11,499 sqft
HOA
$50/mo
Gail Schmidt

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #G5114002
$334,900-0.3%
$233/sqft
-
Price change
Source: Stellar MLS #G5114002
$335,900-2.6%
$234/sqft
6/18/2026
Listed for sale
Source: Stellar MLS #G5114002
$345,000
$240/sqft

Neighborhood

76 Fairway Cir
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $334,900
$327,500 – $334,900
98% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 home closings in 32784 landed at this number or higher (51%). The median one sat 58 days before it went under contract, and this one is on day 121 after a $10,100 cut.

Sample: 89 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,159/mo
Principal & interest$1,747
Property taxes$195
Insurance$167
HOA$50
Down payment20% · $66,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$334,900

$233 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,436 sq ft

Time on market

121 days

Year built

2012

Monthly payment

About $2,159/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,335 annual tax bill, insurance, and the $50/mo HOA fee.

HOA fee

$50/mo

Managed by Gail Schmidt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER VANGUARD EDGEListing agent: Lori Reisman, P.AListing data from Stellar MLS, MLS# G5114002.

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