17819 Palm St, photo 1
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Overview

3 bd2 ba1,985 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1982
Lot17,938 sqft
Living area1,985 sqft
Price / sqft$201
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)Window TreatmentsGarden

17819 Palm St is a 1982-built home in Silver Beach Heights, Umatilla. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,985 square feet of living space. Listed at $399,900 (about $201/sqft), 163 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your perfect home in small golf cart community with NO HOA and private beach and lake access! This solid 3/2 brick home on oversized lot allows you the FREEDOM to truly make this property your own! Enjoy piece of mind with a whole house generator, two newer A/C units with HALO air cleaner, metal roof, spray foam insulation, sec cameras, alarm, multi zone sprinkler system and gutters. Homes interior is nicely updated with newer flooring, fresh paint, granite countertops, new refrigerator, newer water heater and new washer & dryer. Nice floor plan with split bedrooms, seperate living room and dining room, wood burning fireplace in family room and even a dinette area off kitchen. Entertain or just relax on two beautiful covered porches, one in the front and a spacious enclosed porch on the back overlooking your future garden area, large walk in shed with electric and a seperate one car carport for tractor, toys or extra vehicle. Deeded lake access to S Twin Lake along with private beach area that is just around the corner-perfect for fishing, boating, kayaking or simply unwinding lakeside. Great school district and close to Ocala Forest, Alexander Springs and more. If you're looking for durability, efficiency in your next Florida home, this is it!

The essentials

Built
1982
Price / sqft
$201
On market
163 days
Annual tax
$5,153
Flood zone
X · Low risk
Lot
17,938 sqft
Type
Single Family Residence

At a glance

Single family
Built 1982
Waterfront
Lake Front
2 car garage
Boat
0.41 acres
Lot size
1,985 sqft
Living area

Payment

Est. monthly payment
$2,715/mo
Down payment (20%)
$79,980
Property taxes
$429/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
17,938 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Boat, Driveway, Garage Door Opener, Golf Cart Garage, Oversized, Parking Pad
Waterfront
Lake Front
Days on Market
163
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Garden
Lighting
Private Yard
Rain Gutters
Storage
Golf Carts OK
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,153
Parcel #
01-18-26-0300-00B-00900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Beach Heights
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
17,938 sqft
In CountyLevelOversized Lot

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #O6402607
$399,900-2.2%
$201/sqft
-
Price change
Source: Stellar MLS #O6402607
$409,000-4.7%
$206/sqft
5/2/2026
Listed for sale
Source: Stellar MLS #O6402607
$429,000
$216/sqft

Neighborhood

17819 Palm St
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$392,500 – $399,900
98% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 32784 landed at this number or higher (51%). The median one sat 52 days before it went under contract, and this one is on day 163 after a $29,100 cut.

Sample: 87 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,715/mo
Principal & interest$2,086
Property taxes$429
Insurance$200
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$201 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,985 sq ft

Time on market

163 days

Year built

1982

Monthly payment

About $2,715/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,153 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORPListing agent: Lisa WestListing data from Stellar MLS, MLS# O6402607.

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