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About this home
81 Twin Lake Cir is a 2007-built home in Twin Lakes Estates, Umatilla. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,898 square feet of living space. Listed at $349,900 (about $184/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.
Virtually Staged. Beautifully maintained and filled with pride of ownership, this 3-bedroom, 2-bath home is located in the gated 55+ community of Twin Lakes Estates and sits on over half an acre with mature landscaping, inviting outdoor spaces, and a peaceful setting. From the curb appeal to the thoughtfully cared-for interior, this property offers comfort, space, and a well-kept atmosphere in an established gated community. The spacious floor plan features a formal living room, formal dining room, breakfast area, inside laundry room, and a bright Florida room overlooking the backyard. Crown moulding accents the main living areas, adding a polished touch, while wood flooring in the primary bedroom and second bedroom brings warmth and character to the home. The primary suite offers a large walk-in closet and ensuite bathroom, creating a comfortable private retreat. Outdoor living is a highlight of this property, with a Florida room, 16x9 deck, gazebo, and mature landscaping that create multiple spaces to relax, entertain, garden, or simply enjoy the Florida lifestyle. The oversized lot offers room to enjoy the outdoors while still having the benefits of community amenities. Twin Lakes Estates offers gated entry, a community clubhouse with kitchenette, and a swimming pool, adding convenience and value for residents. Well maintained, nicely situated, and offering a flexible floor plan with desirable indoor and outdoor living spaces, this Twin Lakes Estates home is ready for its next owner.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$349,900
$184 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,898 sq ft
Time on market
90 days
Year built
2007
Monthly payment
About $2,242/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,310 annual tax bill, insurance, and the $600/yr HOA fee.
HOA fee
$600/yr
Managed by Twin Lakes Estates Homeowners Association.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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