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Overview

3 bd2 ba1,088 sqftSingle Family
TypeSingle Family
HOANone listed
Built1950
Lot36,686 sqft
Living area1,088 sqft
Price / sqft$230

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanDishwasherMicrowaveRangeRefrigerator

38910 Merrell Ave is a 1950-built home in Beg 108.8 Ft N Of SW Cor Of E 1/2 Of NE 1/4 Of NW, Umatilla. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,088 square feet of living space. Listed at $249,900 (about $230/sqft), 64 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Whether you are an investor, first time buyer or looking for your next proyect, this is the chance to secure a great property at a competitive price located in this great area in Umatilla,close to an acre 36,686 sq ft of land! with an option to split the lot, do a new construction and keep the house with biger lot to add a suwimming pool, park your Boat or AV!! This move-in ready property features an open-concept layout perfect for comfortable living and entertaining. Enjoy a stunning kitchen with brand-new cabinets, quartz countertops, a modern backsplash, and new stainless steel appliances. Additional upgrades include new water-resistant laminate flooring, updated bathrooms, a brand-new A/C system, new water heater, new architectural shingle roof, updated light fixtures, and fresh interior and exterior paint. With ample yard space, this home offers endless potential—whether for outdoor entertaining, expansion. Conveniently located near schools shopping, and major highways. A must-see!

The essentials

Built
1950
Price / sqft
$230
On market
64 days
Annual tax
$2,558
Flood zone
X · Low risk
Lot
36,686 sqft
Type
Single Family Residence

At a glance

Single family
Built 1950
0.84 acres
Lot size
1,088 sqft
Living area

Payment

Est. monthly payment
$1,641/mo
Down payment (20%)
$49,980
Property taxes
$213/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1950
Lot
36,686 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
64
Open Floorplan
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,558
Parcel #
24-18-26-0002-000-00800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Beg 108.8 Ft N Of SW Cor Of E 1/2 Of NE 1/4 Of NW
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
36,686 sqft

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #O6433787
$249,900-2.0%
$230/sqft
-
Price change
Source: Stellar MLS #O6433787
$254,900-5.6%
$234/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #O6433787
$269,900
$248/sqft

Neighborhood

38910 Merrell Ave
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $249,900
$245,000 – $249,900
98% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 home closings in 32784 landed at this number or higher (51%). The median one sat 58 days before it went under contract, and this one is on day 64 after a $20,000 cut.

Sample: 89 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,641/mo
Principal & interest$1,303
Property taxes$213
Insurance$125
Down payment20% · $49,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,900

$230 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,088 sq ft

Time on market

64 days

Year built

1950

Monthly payment

About $1,641/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,558 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY CW PROPERTIES LListing agent: Julio ChaucaListing data from Stellar MLS, MLS# O6433787.

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