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Overview

3 bd2 ba1,300 sqft2 car garageSingle Family
TypeSingle Family
HOA$600/yr
Built2007
Lot10,480 sqft
Living area1,300 sqft
Price / sqft$238
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Kitchen/Family Room ComboSplit BedroomThermostatWalk-in Closet(s)Buyer Approval RequiredClubhouse

93 Fairway Cir is a 2007-built home in Twin Lakes Estates, Umatilla. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,300 square feet of living space. Listed at $309,900 (about $238/sqft), 200 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.

From the listing

Welcome to the perfect blend of peaceful living and modern convenience! Nestled inside a 55+ gated community, this beautifully maintained 3-bedroom, 2-bath home offers the ideal setting for those seeking a quiet, small-town feel without sacrificing proximity to everything you need. Step inside and you’ll immediately appreciate the bright, open floor plan designed for both everyday living and effortless entertaining. The spacious living area flow seamlessly into the kitchen which features tons of great cabinet storage and countertop space, creating a welcoming atmosphere filled with natural light and comfort. This home has been thoughtfully updated with major improvements already taken care of for you, including a brand-new roof (January 2026), new AC system (July 2025), and a new Rainbird sprinkler system (November 2025)—giving you peace of mind and efficiency for years to come. The split-bedroom layout offers privacy for the primary suite, while the additional bedrooms are perfect for family, guests, or even a home office. The large laundry room has ample room with a wash sink, cabinets for storage and closet pantry. You will love your mornings as you sip your coffee on your enclosed back porch. Outside, enjoy a low-maintenance yard with irrigation already in place, ideal for relaxing evenings or weekend gatherings grilling on your paver back patio. Another feature of this home you will love is the garage privacy screen. Located in a charming community that captures a small-town atmosphere, you’ll love being just minutes from shopping, dining, and everyday conveniences. Residents also enjoy access to fantastic amenities, including a community pool and clubhouse, perfect for socializing and soaking up the Florida lifestyle. This move-in-ready gem checks all the boxes. Don’t miss your chance to enjoy comfort, convenience, and community all in one place!

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The essentials

Built
2007
Price / sqft
$238
On market
200 days
Annual tax
$2,238
HOA
$600/yr
Flood zone
X · Low risk
Lot
10,480 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Community pool
Shared amenity
2 car garage
10,480 sqft lot
Lot size
1,300 sqft
Living area

Payment

Est. monthly payment
$2,007/mo
Down payment (20%)
$61,980
Property taxes
$187/mo
HOA
$600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
10,480 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
200
Cathedral Ceiling(s)
Ceiling Fans(s)
Kitchen/Family Room Combo
Split Bedroom
Thermostat
Walk-in Closet(s)
Buyer Approval Required
Clubhouse
Deed Restrictions
Gated Community - No Guard
Pool
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,238
Parcel #
01-18-26-2002-000-10900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Estates
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
10,480 sqft
ClearedPaved
HOA
$600/yr
Gail Schmidt

Price history

Date
Event
Price
7/21/2026
Price change
Source: Stellar MLS #G5110294
$309,900-1.6%
$238/sqft
-
Price change
Source: Stellar MLS #G5110294
$314,900-3.1%
$242/sqft
3/30/2026
Listed for sale
Source: Stellar MLS #G5110294
$325,000
$250/sqft

Neighborhood

93 Fairway Cir
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $309,900
$302,500 – $309,900
98% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 home closings in 32784 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 200 after a $15,100 cut.

Sample: 89 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,008/mo
Principal & interest$1,616
Property taxes$187
Insurance$155
HOA$50
Down payment20% · $61,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,900

$238 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,300 sq ft

Time on market

200 days

Year built

2007

Monthly payment

About $2,007/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,238 annual tax bill, insurance, and the $600/yr HOA fee.

HOA fee

$600/yr

Managed by Gail Schmidt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byMORRIS REALTY AND INVESTMENTSListing agent: Lauren FickettListing data from Stellar MLS, MLS# G5110294.

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