38514 Wooded Meadow Dr, photo 1
Active
1 / 11

Overview

0 baLand
TypeLand
HOA$1,600/yr
Lot43,821 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Deed RestrictionsGated Community - No Guard

38514 Wooded Meadow Dr is a home in Shoreline Ranch, Umatilla. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,600 annually.

From the listing

Build your dream home on this prime vacant lot in Shoreline Ranch, a gated community in Central Florida offering a rare combination of space, privacy, and lake lifestyle. What makes Shoreline Ranch unique is that you don’t have to choose between a neighborhood setting and access to the water. Residents enjoy private access to Lake Dalhousie via a convenient community boat ramp, where this spring-fed, sandy-bottom lake is ideal for boating, fishing, and year-round water sports. Buyers have the flexibility to build with Precision Builders of Central Florida using thoughtfully designed plans already in place, bring a fully custom design, or work with an approved builder of their choice. Location is also a driver, as Shoreline Ranch is nearby all major conveniences, like: Publix, major dining and restaurants, and downtown Mount Dora. Call today to schedule a private tour.

The essentials

On market
204 days
Annual tax
$1,614
HOA
$1,600/yr
Flood zone
X · Low risk
Lot
43,821 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,268/mo
Down payment (20%)
$35,000
Property taxes
$134/mo
HOA
$1,600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
43,821 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
204
Deed Restrictions
Gated Community - No Guard
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$1,614
Parcel #
21-18-27-0010-000-04200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shoreline Ranch
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
43,821 sqft
Conservation AreaPaved
HOA
$1,600/yr
Shoreline Ranch HOA / Fahed Sydney

Price history

Date
Event
Price
3/24/2026
Listed for sale
Source: Stellar MLS #O6393238
$175,000

Neighborhood

38514 Wooded Meadow Dr
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Calculator

Est. monthly payment
$1,268/mo
Principal & interest$913
Property taxes$134
Insurance$88
HOA$133
Down payment20% · $35,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

Time on market

204 days

Monthly payment

About $1,268/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,614 annual tax bill, insurance, and the $1,600/yr HOA fee.

HOA fee

$1,600/yr

Managed by Shoreline Ranch HOA / Fahed Sydney.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byREAL BROKER, LLCListing agent: Ken PozekListing data from Stellar MLS, MLS# O6393238.

Keep exploring Florida

Pick up where you left off, or see what else is out there.