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Overview

3 bd3 ba2,378 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1954
Lot42,253 sqft
Living area2,378 sqft
Price / sqft$231
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingKitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsStone CountersWalk-in Closet(s)Window TreatmentsRain Gutters

475 Guerrant St is a 1954-built home in N/A, Umatilla. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,378 square feet of living space. Listed at $549,900 (about $231/sqft), 283 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This MID-CENTURY MODERN brick home offers TIMELESS CHARACTER and STYLE of LAKEFRONT LIVING set on .97 ACRE with 145 feet on Lake Enola in Umatilla. Built in 1954, carefully designed to capture lake, pool, and outdoor VIEWS from nearly every room. ORIGINAL recently refinished WOOD FLOORS, abundant windows with wood blinds and OVERSIZED hurricane resistant sliding glass doors fill the home with natural light and breathtaking scenes. The layout is well suited for entertaining or quiet mornings with coffee on the back deck or inside the screened pool area. The kitchen features granite counters, wood cabinetry, and stainless-steel appliances. An indoor utility room includes inside laundry, a utility sink, and a spacious pantry leading to the air conditioned 2 1/2 car garage. The fully fenced LAKEFRONT BACKYARD offers BASS fishing from your DOCK, blooming AZALEAS, hibiscus, gardenia and magnolia; a generous space for gardening or outdoor enjoyment. Additional features include the garage half bath, CONCRETE ROOF TILES, a 100-sq-ft workshop/storage building, 200-amp electrical service with updated panels, a one-year American Home Shield Home Essentials Warranty provided by the seller, city water and sewer. The property offers a peaceful, country feel while remaining within walking distance to downtown Umatilla. HVAC 2020, electrical 2015. About 20 min to The Villages to the west or the Lake County expressway extension to the southeast. By Appointment only – so Call to make one!

The essentials

Built
1954
Price / sqft
$231
On market
283 days
Annual tax
$5,758
Flood zone
X · Low risk
Lot
42,253 sqft
Type
Single Family Residence

At a glance

Single family
Built 1954
Waterfront
Lake Front
Private pool
Auto Cleaner
2 car garage
Circular Driveway
0.97 acres
Lot size

Payment

Est. monthly payment
$3,623/mo
Down payment (20%)
$109,980
Property taxes
$480/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1954
Lot
42,253 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway
Pool
Auto Cleaner, Gunite, In Ground, Screen Enclosure
Waterfront
Lake Front
Days on Market
283
Crown Molding
Kitchen/Family Room Combo
Open Floorplan
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Window Treatments
Rain Gutters
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,758
Parcel #
14-18-26-000100001902

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
N/A
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
42,253 sqft
Cul-De-SacCity LimitsPrivate

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #G5105634
$549,900-1.5%
$231/sqft
-
Price change
Source: Stellar MLS #G5105634
$558,000-12.8%
$235/sqft
12/31/2025
Listed for sale
Source: Stellar MLS #G5105634
$640,000
$269/sqft

Neighborhood

475 Guerrant St
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $549,900
$540,000 – $549,900
98% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 32784 landed at this number or higher (51%). The median one sat 52 days before it went under contract, and this one is on day 283 after a $90,100 cut.

Sample: 87 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,623/mo
Principal & interest$2,868
Property taxes$480
Insurance$275
Down payment20% · $109,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,900

$231 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,378 sq ft

Time on market

283 days

Year built

1954

Monthly payment

About $3,623/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,758 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byBHHS FLORIDA REALTYListing agent: Mary Jo WilliamsListing data from Stellar MLS, MLS# G5105634.

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