

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- SHORELINE RANCH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$133/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
38797 Ranch Gate Blvd is a 2027-built home in Shoreline Ranch, Umatilla. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,431 square feet of living space. Listed at $690,900 (about $284/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,600 annually.
Pre-Construction. To be built. Welcome to Shoreline Ranch. This is a gated lakefront community. Rendering and floor plan show one possible home design that could be built on this lot. Not existing structure. This proposed lot and well-appointed home package is $690,900. Offering custom home packages by American Family Homes Inc the preferred builder. Build your dream home here and enjoy the breathtaking views year-round. The right lot shapes the way your home looks and feels, from the stunning views out your windows to the natural light that brightens your living space. In front of the gate there will be a sign with the gate code to enter into the community. Contact us today to schedule an appointment.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 86 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$690,900
$284 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,431 sq ft
Time on market
80 days
Year built
2027
Monthly payment
About $4,218/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,629 annual tax bill, insurance, and the $1,600/yr HOA fee.
HOA fee
$1,600/yr
Managed by Thomas Behrens.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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