Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
Open house
Saturday, Oct 10 · 3:00 PM to 7:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SHORELINE RANCH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$125/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
MLS #G5108742 is a 2026-built home in Shoreline Ranch, Umatilla. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,112 square feet of living space. Listed at $769,000 (about $364/sqft), 225 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,500 annually.
Welcome to Shoreline Ranch Community. Please use the gate code listed on the sign out front of the community for access. This beautiful 4 bedroom, 2 bathroom home with stunning landscaping on a 1 acre lot is located in Lake County, FL. Features include floating cabinets with LED lighting in both bathrooms, a heated pool with screen enclosure, abundant storage space, undermount sinks, an EV charger installed in the garage, a stunning vapor fireplace with TV, community boat ramp and dock access, professionally landscaped lawn, kitchen backsplash, pavers on the front and rear porch, and a pantry with cabinets. Contact us today to schedule a showing. **This is a Builder Model. Please note that occupancy will not be available until December 2026.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Map unavailable for this listing.
Market insights
Offer Insights
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Sample: 87 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$769,000
$364 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,112 sq ft
Time on market
228 days
Year built
2026
Monthly payment
About $5,050/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,349 annual tax bill, insurance, and the $1,500/yr HOA fee.
HOA fee
$1,500/yr
Managed by Thomas Behrens.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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