1280 Denali Dr, photo 1
Active
1 / 31

Overview

4 bd3 ba2,566 sqft2 car garageSingle Family
TypeSingle Family
HOA$92/mo
Built2024
Lot7,440 sqft
Living area2,566 sqft
Price / sqft$154
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenPrimarybedroom UpstairsWalk-in Closet(s)LightingSidewalkConvection OvenDishwasherDryer

1280 Denali Dr is a 2024-built home in Lake Lucerne II, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,566 square feet of living space. Listed at $395,000 (about $154/sqft), 263 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $92 monthly.

From the listing

One or more photo(s) has been virtually staged. Move-In Incentive Available! Qualified buyers who finance with our affiliated lender, $5,000 toward closing costs (buyer must qualify; incentive applies only when using our affiliated lender). Welcome to this stunning 4-bedroom, 2.5-bath two-story home located on a quiet cul-de-sac in the desirable Lake Lucerne II community. Built in 2024 and beautifully enhanced with thoughtful upgrades, this home offers the peace of new construction with the added value buyers are looking for. The backyard is truly a showstopper, featuring a screened enclosure and backing up to conservation land with a serene pond view, creating the perfect setting to enjoy your morning coffee or unwind at the end of the day. Vinyl fencing along the sides and a rear metal fence preserve privacy without obstructing the view. Inside, the home features high ceilings throughout, luxury vinyl flooring (with carpeted stairs and tile in bathrooms and laundry), an open-concept floor plan, and elegant design touches including a detailed foyer wall and a charming electric fireplace in the living room. The upgraded kitchen boasts stone countertops, beautiful cabinetry, stainless steel appliances, a large island with bar seating, and a pantry, making it ideal for both everyday living and entertaining. Downstairs also includes a flex room perfect for a home office or guest space, a half bath, and a 2-car garage. Upstairs, a spacious loft offers endless possibilities, family room, playroom, or potential 4th bedroom. The primary suite is a true retreat, featuring tray ceilings, generous space for a king-sized bed, and an upgraded California Closet–designed walk-in closet offering exceptional storage and organization. The primary bath includes dual sinks and a walk-in shower. Two additional bedrooms, a full bath, and a well-appointed laundry room with sink complete the upper level. Additional upgrades include a whole-home water filtration system, security system, and a hybrid heat-pump water heater that efficiently heats water while cooling the garage. Enjoy resort-style living with no CDD, a community clubhouse, two pools, and a playground. Conveniently located near shopping, golf courses, and with easy access to I-4, you’re perfectly positioned between Orlando and Tampa, sunrise to sunset. This home is move-in ready and truly special. Schedule your private showing today and experience it for yourself.

The essentials

Built
2024
Price / sqft
$154
On market
263 days
Annual tax
$6,203
HOA
$92/mo
Flood zone
X · Low risk
Lot
7,440 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
7,440 sqft lot
Lot size
2,566 sqft
Living area

Payment

Est. monthly payment
$2,866/mo
Down payment (20%)
$79,000
Property taxes
$517/mo
HOA
$92/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
7,440 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
263
Eat-in Kitchen
Primarybedroom Upstairs
Walk-in Closet(s)
Lighting
Sidewalk
Convection Oven
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Bethune Academy
Middle
Daniel Jenkins Academy of Technology Middle

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,203
Parcel #
26-28-02-522106-002340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Lucerne II
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
7,440 sqft
HOA
$92/mo
Lake Lucerne II

Price history

Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #G5107453
$395,000-1.0%
$154/sqft
-
Price change
Source: Stellar MLS #G5107453
$399,000-4.8%
$155/sqft
1/22/2026
Listed for sale
Source: Stellar MLS #G5107453
$419,000
$163/sqft

Neighborhood

1280 Denali Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$392,500 – $395,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 263 after a $24,000 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,867/mo
Principal & interest$2,060
Property taxes$517
Insurance$198
HOA$92
Down payment20% · $79,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$154 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,566 sq ft

Time on market

263 days

Year built

2024

Monthly payment

About $2,866/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,203 annual tax bill, insurance, and the $92/mo HOA fee.

HOA fee

$92/mo

Managed by Lake Lucerne II.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Luisa HurtadoListing data from Stellar MLS, MLS# G5107453.

Keep exploring Florida

Pick up where you left off, or see what else is out there.