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About this home
264 S Central Ave is a 2020-built home in Umatilla Mitchenors Add, Umatilla. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,258 square feet of living space. Listed at $480,000 (about $382/sqft), 184 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Energy-efficient 2020 lakefront home on Lake Enola in Umatilla with a private dock, a screened lanai and a hot tub. Built for low upkeep, it has 6" spray-foam insulation, a Navien tankless gas water heater, Trane HVAC and a whole-house Generac generator (both under service contract). Inside, tongue-and-groove cypress ceilings and tile floors run through an open living and dining area. A wall of double-pane glass with two 8-ft sliders frames the lake. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. Both bedrooms are ensuite with glass-enclosed showers. The primary suite adds an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. Motorized blinds are custom. Outside: an outdoor kitchen on the covered porch with a gas stub-out, lake-fed irrigation, an extra-large double carport, a digital entry lock, and a lockable exterior storage room. Gas heat, range and dryer. Underground utilities, with a lift station to city sewer. Please note: the sale depends on a lot split, which the City of Umatilla supports, so the lot size is approximate. The neighboring duplex is also for sale. Buying both together means no split is needed. Close to downtown Umatilla and the Ocala National Forest.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$480,000
$382 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,258 sq ft
Time on market
184 days
Year built
2020
Monthly payment
About $3,314/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,857 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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