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About this home
13685 SE 90th CT is a 1998-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,248 square feet of living space. Listed at $269,900 (about $216/sqft), 103 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.
**COMPLETELY REMODELED CHESTNUT MODEL ON A CORNER LOT! ** Move right in and enjoy Del Webb Spruce Creek Golf & Country Club without the hassle or expense of renovations. This beautifully updated 2-bedroom, 2-bath home features **NEW double-pane windows (2026), NEW luxury vinyl plank flooring, NEW interior paint, NEW kitchen cabinetry with soft-close features, NEW granite countertops and backsplash, NEW stainless-steel appliances and a NEW water heater (2026). ** The bright, updated kitchen offers ample cabinetry, pantry storage and beautiful finishes, opening to the main living and dining areas for easy entertaining. The spacious primary suite features a walk-in closet and updated en-suite bath with a Corian walk-in shower and frameless glass enclosure. The guest bedroom also offers a walk-in closet, while the guest bath has been refreshed for a clean, move-in-ready feel. An **enclosed lanai with new LVP flooring** provides additional space to relax and enjoy the Florida lifestyle, while the desirable corner lot gives the home an open feel and added curb appeal. Located in **Del Webb Spruce Creek Golf & Country Club**, residents enjoy an active 55+ lifestyle with extensive recreational and social amenities conveniently located near The Villages, shopping, dining and medical facilities. **NEW WINDOWS • NEW KITCHEN • GRANITE • NEW APPLIANCES • NEW LVP • UPDATED BATHROOMS • NEW WATER HEATER • ENCLOSED LANAI • CORNER LOT**
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$269,900
$216 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,248 sq ft
Time on market
103 days
Year built
1998
Monthly payment
About $2,059/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,624 annual tax bill, insurance, and the $214/mo HOA fee.
HOA fee
$214/mo
Managed by Leland management/ LISA PALMER.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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