13650 SE 91st Ave, photo 1
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Overview

3 bd2 ba1,870 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2004
Lot10,324 sqft
Living area1,870 sqft
Price / sqft$187
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone Counters

13650 SE 91st Ave is a 2004-built home in Spruce Creek Golf, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,870 square feet of living space. Listed at $350,000 (about $187/sqft), 92 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

FULLY REPAINTED, INTERIOR AND EXTERIOR IN AUGUST 2022. New Roof Will Be Installed Before Closing. Fantastic home located in Del Webb Spruce Creek Golf and Country Club. DEL WEBB Communities are America's Premier "Active Adult Communities" and World Renown. Stunning ONE OF A KIND, 3/2 split plan ( 3rd bedroom has no closet ). This home has a great location. It is located in the Windward Hills part of Del Webb Spruce Creek Golf and Country Club; on a very private Cul De Sac, just a Short 100 Yard Walk to the Country Club and Restaurant, Main Clubhouse/Community Center and pool. You also can enjoy an unobstructed view of the golf course from the front of the home as there are no homes across the street in the cul-de-sac. Not only are you located close to all of the amenities; you are very close to the main secured gated entrance on 441/27 for Del Webb Spruce Creek Golf and Country Club that makes for easy, quick in out of the community to go shopping or to The Villages, manned 24 hours. Home has a breakfast bar, Island and eat in the kitchen that looks out to your own private landscape oasis. Kitchen with ceramic tile, granite counters and updated appliances. This home has it ALL, hardwood flooring in the living and dining open areas, carpet in bedrooms, master bathroom has double sinks, large walk-in closet, private water closet, walk in shower with garden tub. LARGE interior laundry room, HUGE enclosed lanai with dry bar, storage and remote controlled lighting looking out onto the large private back patio area surrounded by lush landscaping. LARGE extended two car garage plus golf cart garage with lots of built-ins and pulldown storage. There are amenities and organized activities galore as well as planned getaways and trips. You will love living in this manageable golf cart community.

The essentials

Built
2004
Price / sqft
$187
On market
92 days
Annual tax
$5,450
HOA
$214/mo
Flood zone
X · Low risk
Lot
10,324 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
Garage Door Opener
10,324 sqft lot
Lot size
1,870 sqft
Living area

Payment

Est. monthly payment
$2,668/mo
Down payment (20%)
$70,000
Property taxes
$454/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,324 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener, Golf Cart Garage
Days on Market
92
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone x
Annual Tax (2025)
$5,450
Parcel #
6106-007-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Golf
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,324 sqft
PrivatePaved
HOA
$214/mo
Nicole Arias

Price history

Date
Event
Price
7/17/2026
Price change
Source: Stellar MLS #G5114966
$350,000
$187/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #G5114966
$349,900
$187/sqft

Neighborhood

13650 SE 91st Ave
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$342,500 – $350,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 92.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,669/mo
Principal & interest$1,825
Property taxes$454
Insurance$175
HOA$214
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$187 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,870 sq ft

Time on market

92 days

Year built

2004

Monthly payment

About $2,668/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,450 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byIM REALTYListing agent: Ira MillerListing data from Stellar MLS, MLS# G5114966.

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