13182 SE 93rd Terrace Rd, photo 1
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Overview

2 bd2 ba1,898 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2001
Lot8,712 sqft
Living area1,898 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)SidewalkDishwasherMicrowaveRefrigerator

13182 SE 93rd Terrace Rd is a 2001-built home in Spruce Creek Golf And Country Club, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,898 square feet of living space. Listed at $350,000 (about $184/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Welcome to 13182 SE 93rd Terrace Rd, located in the desirable Del Webb Spruce Creek Golf & Country Club, a gated 55+ community in Summerfield. This spacious 2-bedroom, 2-bath home offers approximately 1,898 square feet of comfortable living space, along with a versatile den/office and an attached 2-car garage. Recent improvements add even more value and peace of mind, including a brand-new roof, an HVAC system that is only 2 years old, fresh exterior paint, and recently updated landscaping. Inside, the home features a functional, open layout with plenty of space for both everyday living and entertaining. The additional den provides the perfect setting for a home office, reading room, hobby space, or guest area. Enjoy the active Florida lifestyle with access to an impressive selection of community amenities, including swimming pools, fitness facilities, pickleball and tennis courts, walking areas, social activities, and golf opportunities. Conveniently located near shopping, dining, recreation, and everything the Summerfield area has to offer. Whether you’re looking for a full-time residence or your Florida retreat, this home offers space, recent improvements, convenience, and an active-adult lifestyle all in one. Schedule your private showing today!

The essentials

Built
2001
Price / sqft
$184
On market
19 days
Annual tax
$11,607
HOA
$214/mo
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
2 car garage
8,712 sqft lot
Lot size
1,898 sqft
Living area

Payment

Est. monthly payment
$3,181/mo
Down payment (20%)
$70,000
Property taxes
$967/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
8,712 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
19
Ceiling Fans(s)
Sidewalk
Dishwasher
Microwave
Refrigerator
Elementary
Belleview Elementary School
Middle
Lake Weir Middle School
High
Lake Weir High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$11,607
Parcel #
6121-079-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Golf And Country Club
County
Marion
MLS Area
34491 - Summerfield
Lot Size
8,712 sqft
HOA
$214/mo
Leland Management/Nicole Arias

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #TB8551043
$350,000
$184/sqft

Neighborhood

13182 SE 93rd Terrace Rd
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$342,500 – $350,000
98.1% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 19.

Sample: 349 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,182/mo
Principal & interest$1,825
Property taxes$967
Insurance$175
HOA$214
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$184 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,898 sq ft

Time on market

19 days

Year built

2001

Monthly payment

About $3,181/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,607 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Leland Management/Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Eric GonzalezListing data from Stellar MLS, MLS# TB8551043.

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