9028 SE 120th Loop, photo 1
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Overview

3 bd2 ba1,720 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2004
Lot8,276 sqft
Living area1,720 sqft
Price / sqft$209
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Chair RailHigh CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

9028 SE 120th Loop is a 2004-built home in Spruce Creek Gc, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,720 square feet of living space. Listed at $359,500 (about $209/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Outstanding 3/2 Elkridge Model, great curb appeal, open backyard, Designer driveway, and Professionally Landscaped with Rock Beds. The Elkridge features 3 Bedrooms, an open Floor Plan, a formal dining room, and Eat in Kitchen. The large Designer Kitchen with newer Appliance and a Convention ovan the open floor plan allows owners great options for entertaining. Three great bedrooms, and the Primary Bedroom has an en suite bath plus a custom California closet. Oversized two-car Garage. The home has been re-piped overhead and in the walls, and Roof Replaced in 2023; AC in 2017. View this great Elkridge home and enjoy the lifestyle of Del Webb CC. A must-view home

The essentials

Built
2004
Price / sqft
$209
On market
36 days
Annual tax
$2,418
HOA
$214/mo
Flood zone
X · Low risk
Lot
8,276 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
8,276 sqft lot
Lot size
1,720 sqft
Living area

Payment

Est. monthly payment
$2,470/mo
Down payment (20%)
$71,900
Property taxes
$201/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
8,276 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
36
Ceiling Fans(s)
Chair Rail
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,418
Parcel #
6125-072-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
8,276 sqft
HOA
$214/mo
Nicole Arias

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #OM731637
$359,500
$209/sqft

Neighborhood

9028 SE 120th Loop
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $359,500
$352,500 – $359,500
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 36.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,470/mo
Principal & interest$1,875
Property taxes$201
Insurance$180
HOA$214
Down payment20% · $71,900
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,500

$209 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,720 sq ft

Time on market

36 days

Year built

2004

Monthly payment

About $2,470/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,418 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - SUMMERFIELDListing agent: Ed DombrowskiListing data from Stellar MLS, MLS# OM731637.

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