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Overview

3 bd3 ba1,536 sqftSingle Family
TypeSingle Family
HOA$52/mo
Built1972
Lot9,000 sqft
Living area1,536 sqft
Price / sqft$136

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingOpen FloorplanPrimary Bedroom Main FloorThermostatAwning(s)Buyer Approval RequiredClubhouse

1025 Capella Dr is a 1972-built home in Tavares Lake Frances Estates, Tavares. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,536 square feet of living space. Listed at $209,000 (about $136/sqft), 101 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $52 monthly.

From the listing

As the morning sun filters through the windows, you pour a cup of coffee and settle into the bright Florida room, where birdsong and gentle breezes welcome the day. Later, a short golf cart ride takes you to downtown Tavares for lunch by the lake, boutique shopping, or a breathtaking sunset over the water. Returning home, you enjoy the comfort of an updated kitchen, spacious living areas, and the peaceful charm of a friendly 55+ you own the land. This isn’t just a house—it’s the beginning of a new chapter This exceptional 3-bedroom, 3-bathroom home offers a rare feature seldom found in Lake Frances Estates—a private mother-in-law suite, making it ideal for extended family, guests, or multi-generational living. Convenience begins the moment you arrive. In addition to the main entrance, the property offers rear street access, providing extra parking for vehicles, a golf cart, or visiting guests. Step outside and discover an inviting outdoor patio designed for relaxing mornings, evening gatherings, and entertaining friends. The private, fenced backyard creates the perfect setting for pets, family celebrations, or peaceful afternoons. A welcoming 48’ x 12’ covered front porch invites you inside, where you’ll immediately appreciate the warm, comfortable atmosphere of the spacious living room. Just off the entry is the laundry room, which leads to the private guest suite with its own bedroom and full bathroom—offering comfort and privacy for visitors. The beautifully designed kitchen and dining area serve as the heart of the home, combining functionality with an open, inviting layout that feels like your own private retreat. Nearby, you’ll find the second guest bedroom and another full bathroom, thoughtfully positioned for convenience. At the rear of the home, the spacious primary suite offers a peaceful escape, complete with a generously sized ensuite bathroom designed for everyday comfort. For even more living space, the large family room is perfect for movie nights, hobbies, or entertaining, with direct access to the expansive 20’ x 10’ lanai, creating seamless indoor-outdoor living. Beyond the home itself, you’ll enjoy everything that makes Lake Frances Estates so special. This welcoming community offers an active lifestyle with golf cart access throughout the neighborhood—and even into beautiful downtown Tavares, where you can enjoy waterfront dining, charming shops, local events, and some of Florida’s most spectacular sunsets. Homes with this combination of space, privacy, flexibility, and unique features rarely become available in Lake Frances Estates. Don’t miss this opportunity. Schedule your private showing today and experience everything this remarkable property has before someone else calls it home. A/C, water heater, and rubber roof all installed in 2023.

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The essentials

Built
1972
Price / sqft
$136
On market
101 days
Annual tax
$1,548
HOA
$52/mo
Flood zone
X · Low risk
Lot
9,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
Community pool
Shared amenity
9,000 sqft lot
Lot size
1,536 sqft
Living area

Payment

Est. monthly payment
$1,375/mo
Down payment (20%)
$41,800
Property taxes
$129/mo
HOA
$52/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
9,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
101
Ceiling Fans(s)
Crown Molding
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Awning(s)
Buyer Approval Required
Clubhouse
Golf Carts OK
Pool
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
Tavares Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,548
Parcel #
21-19-26-0400-000-29600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tavares Lake Frances Estates
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
9,000 sqft
HOA
$52/mo
Bernice Kaczneski

Price history

Date
Event
Price
10/16/2026
Price change
Source: Stellar MLS #G5114703
$209,000-4.6%
$136/sqft
-
Price change
Source: Stellar MLS #G5114703
$218,999-2.2%
$143/sqft
7/9/2026
Listed for sale
Source: Stellar MLS #G5114703
$223,999
$146/sqft

Neighborhood

1025 Capella Dr
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $209,000
$205,000 – $209,000
98% – 100% of listTops out right at the list price
80% of listList price
118 of the last 235 home closings in 32778 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 101 after a $14,999 cut.

Sample: 235 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,376/mo
Principal & interest$1,090
Property taxes$129
Insurance$105
HOA$52
Down payment20% · $41,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$209,000

$136 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,536 sq ft

Time on market

101 days

Year built

1972

Monthly payment

About $1,375/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,548 annual tax bill, insurance, and the $52/mo HOA fee.

HOA fee

$52/mo

Managed by Bernice Kaczneski.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Josh DuclosListing data from Stellar MLS, MLS# G5114703.

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