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Overview

3 bd2 ba1,388 sqft2 car garageSingle Family
TypeSingle Family
HOA$121/yr
Built1987
Lot11,185 sqft
Living area1,388 sqft
Price / sqft$199
Garage2 car

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About this home

DishwasherRangeRefrigerator

1309 Cove Pl is a 1987-built home in Tavares Hidden Cove Sub, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,388 square feet of living space. Listed at $276,500 (about $199/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $121 annually.

From the listing

Charm and curb appeal abound for this Tavares home! This ranch style bathroom offers three bedrooms and two bathrooms along with ample living/entertaining space. The kitchen boasts stainless steel appliances, hard surface countertops, and ample storage. Come and see for yourself the possibilities that this home has to offer!

The essentials

Built
1987
Price / sqft
$199
On market
71 days
Annual tax
$3,987
HOA
$121/yr
Flood zone
X · Low risk
Lot
11,185 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
2 car garage
0.26 acres
Lot size
1,388 sqft
Living area

Payment

Est. monthly payment
$1,923/mo
Down payment (20%)
$55,300
Property taxes
$332/mo
HOA
$121/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
11,185 sqft
Cooling
Other
Heating
Other
Parking
-
Days on Market
71
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$3,987
Parcel #
28-19-26-0650-000-03200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tavares Hidden Cove Sub
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
11,185 sqft
HOA
$121/yr
Hidden Cove of Lake Tavares HOA

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #O6429961
$276,500-1.5%
$199/sqft
-
Price change
Source: Stellar MLS #O6429961
$280,800-1.5%
$202/sqft
8/2/2026
Listed for sale
Source: Stellar MLS #O6429961
$285,000
$205/sqft

Neighborhood

1309 Cove Pl
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $276,500
$270,000 – $276,500
97.8% – 100% of listTops out right at the list price
80% of listList price
111 of the last 220 home closings in 32778 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 71 after a $8,500 cut.

Sample: 220 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,923/mo
Principal & interest$1,442
Property taxes$332
Insurance$138
HOA$10
Down payment20% · $55,300
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$276,500

$199 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,388 sq ft

Time on market

71 days

Year built

1987

Monthly payment

About $1,923/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,987 annual tax bill, insurance, and the $121/yr HOA fee.

HOA fee

$121/yr

Managed by Hidden Cove of Lake Tavares HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEVERYSTATE INC.Listing agent: Blake KeathleyListing data from Stellar MLS, MLS# O6429961.

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