5693 Gulf Stream Street, photo 1
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Overview

3 bd2 ba1,830 sqft2 car garageSingle Family
TypeSingle Family
HOA$228/mo
Built2001
Lot7,439 sqft
Living area1,830 sqft
Price / sqft$191
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsSplit BedroomStone CountersThermostatWalk-in Closet(s)Window TreatmentsRain Gutters

5693 Gulf Stream Street is a 2001-built home in Royal Harbor Phase 1 Sub, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,830 square feet of living space. Listed at $349,900 (about $191/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $228 monthly.

From the listing

LOW HOA • NO CDD • GOLF CART INCLUDED • NO REAR NEIGHBORS! Enjoy the Florida lifestyle in ROYAL HARBOR, a desirable 55+ ACTIVE ADULT COMMUNITY on Little Lake Harris with access to the renowned Harris Chain of Lakes. This popular Huntley floorplan offers comfortable, low-maintenance living just a short stroll from the community lighthouse; perfect for enjoying spectacular sunsets and water views. A leaded-glass front door welcomes you into a light and bright Great Room with elevated ceilings and an expansive sliding door for access to the covered and screened lanai with plexiglass hung windows for the colder months. Plantation shutters and easy-care ceramic tile and laminate flooring throughout. The spacious kitchen features maple cabinetry, granite countertops, breakfast bar, newer stainless-steel appliances, closet pantry and transom windows providing abundant natural light. An adjacent breakfast nook is perfect for casual dining. The Primary Suite features sliding doors opening to the screened lanai and an ensuite bath with garden soaking tub, separate walk-in shower and double vanity. Two additional bedrooms and a full secondary bathroom complete this versitile floorplan. With no rear neighbors, the lanai provides a comfortable place to relax and enjoy the Florida lifestyle. A screened garage door adds versatility and creates a great space for the hobbyist. Royal Harbor is a pet-friendly, golf cart community offering an impressive array of amenities including a clubhouse/social hall, heated pool and spa, fitness center, billiards, card and craft rooms, library, tennis, pickleball, shuffleboard, bocce ball, biking and walking paths, picnic areas and a lakefront pavilion. Waterfront amenities include a private fishing dock, lighthouse and DEDICATED RV/BOAT STORAGE LOT (included in HOA), with nearby boat launch facilities providing convenient access to the Harris Chain of Lakes for boating, fishing and kayaking. Cable TV is included in the monthly HOA. Furniture Negotiable. Whether you're looking for a full-time residence or seasonal Florida retreat, this home offers comfort, convenience and a wonderful low-maintenance Royal Harbor lifestyle. Schedule your private showing today!

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The essentials

Built
2001
Price / sqft
$191
On market
31 days
Annual tax
$4,897
HOA
$228/mo
Flood zone
X · Low risk
Lot
7,439 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Community pool
Fitness center too
2 car garage
Driveway
7,439 sqft lot
Lot size
1,830 sqft
Living area

Payment

Est. monthly payment
$2,636/mo
Down payment (20%)
$69,980
Property taxes
$408/mo
HOA
$228/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
7,439 sqft
Cooling
Central Air
Heating
Central, Heat Pump, Natural Gas
Parking
Driveway, Garage Door Opener
Days on Market
31
Ceiling Fans(s)
High Ceilings
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,897
Parcel #
13-20-25-1800-000-13900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Harbor Phase 1 Sub
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
7,439 sqft
In CountyLandscapedPavedPrivate
HOA
$228/mo
LIAN SIERRA/ LELAND MANAGEMENT

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #S5157242
$349,900
$191/sqft

Neighborhood

5693 Gulf Stream Street
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$342,500 – $349,900
97.8% – 100% of listTops out right at the list price
80% of listList price
110 of the last 219 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 31.

Sample: 219 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,636/mo
Principal & interest$1,825
Property taxes$408
Insurance$175
HOA$228
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$191 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,830 sq ft

Time on market

31 days

Year built

2001

Monthly payment

About $2,636/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,897 annual tax bill, insurance, and the $228/mo HOA fee.

HOA fee

$228/mo

Managed by LIAN SIERRA/ LELAND MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCENTURY 21 CARIOTIListing agent: Janice WhiteListing data from Stellar MLS, MLS# S5157242.

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