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Overview

4 bd5 ba3,169 sqft2 car garageSingle Family
TypeSingle Family
HOA$421.87/mo
Built2026
Lot7,200 sqft
Living area3,169 sqft
Price / sqft$232
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WESLYN PARK
Type
Single Family Residence

True monthly carry

HOA
~$422/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)SidewalkAssociation Recreation - OwnedCommunity MailboxDeed Restrictions

2972 Garden Trail Bnd is a 2026-built home in Weslyn Park, St Cloud. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,169 square feet of living space. Listed at $734,990 (about $232/sqft), 74 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $421.87 monthly.

From the listing

Virtually Staged. Under Construction. This beautifully appointed 3,169-square-foot Willow offers four bedrooms, four-and-a-half baths and thoughtfully designed spaces for everyday living and entertaining. The gourmet kitchen showcases painted linen cabinetry with crown molding, Carrara Marmi quartz countertops, stainless-steel appliances, a wall oven, cooktop, canopy hood and designer picket-tile backsplash. Wood-look RevWood flooring extends throughout the main living areas and continues up the staircase with white risers. A private flex room with French doors is ideal for a home office, while the upstairs loft provides additional recreation or media space. The owner’s suite features a spa-inspired shower with a ceiling-mounted rainhead, dual LED lighting, glass enclosure, built-in niche, floor-to-ceiling tile and herringbone mosaic flooring. Enjoy Florida outdoor living from the extended covered lanai, complete with recessed lighting and connections for a future summer kitchen and outdoor TV. Additional highlights include a first-floor walk-in shower, open stair railings, a second-floor laundry room with cabinetry and quartz countertops, whole-house gutters, an EV-charging conduit and a distinctive farmhouse-style elevation.

The essentials

Built
2026
Price / sqft
$232
On market
74 days
Annual tax
$1,000
HOA
$421.87/mo
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Garage Door Opener
7,200 sqft lot
Lot size
3,169 sqft
Living area

Payment

Est. monthly payment
$4,706/mo
Down payment (20%)
$146,998
Property taxes
$83/mo
HOA
$421.87/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,200 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
74
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Sidewalk
Association Recreation - Owned
Community Mailbox
Deed Restrictions
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Microwave
Range
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone x
Annual Tax (2024)
$1,000
Parcel #
01-25-31-5541-0001-1130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Weslyn Park
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,200 sqft
HOA
$421.87/mo
Artemis Lifestyles

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #G5115818
$734,990-5.2%
$232/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #G5115818
$774,990
$245/sqft

Neighborhood

2972 Garden Trail Bnd
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $734,990
$730,000 – $734,990
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 473 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 74 after a $40,000 cut.

Sample: 473 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,706/mo
Principal & interest$3,833
Property taxes$83
Insurance$367
HOA$422
Down payment20% · $146,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$734,990

$232 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,169 sq ft

Time on market

74 days

Year built

2026

Monthly payment

About $4,706/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,000 annual tax bill, insurance, and the $421.87/mo HOA fee.

HOA fee

$421.87/mo

Managed by Artemis Lifestyles.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Nancy Pruitt, PAListing data from Stellar MLS, MLS# G5115818.

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