10435 SE 178th Pl, photo 1
Active
1 / 51

Overview

3 bd2 ba1,450 sqft2 car garageSingle Family
TypeSingle Family
HOA$179.98/mo
Built1991
Lot10,890 sqft
Living area1,450 sqft
Price / sqft$182
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)L DiningLiving Room/Dining Room ComboOpen FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)

10435 SE 178th Pl is a 1991-built home in Spruce Creek South, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,450 square feet of living space. Listed at $263,900 (about $182/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179.98 monthly.

From the listing

Virtually Staged. Experience Florida living in this exquisitely up-graded home. 1,450 square feet of thoughtfully designed living space plus 200 additional sq. feet Residencial Lanai under heat and ac. This exceptional residence blends timeless elegance, modern upgrades, and effortless comfort— Expanded Holly Model | 3 Bedrooms (split bedroom) Primary on one side for added privacy | 2 Baths | 2 car garage. The Luxury Vinyl planks throughout the main areas of the house is sure to please. At the heart of the home is a spectacular designer kitchen, completely remodeled in 2019 with luxurious Bordeaux Viana granite countertops, a dramatic full-height granite backsplash, matching granite windowsill, elegant bisque cream color cabinetry with crown molding, soft-close doors and drawers, pull-out shelving, pot drawers, Lazy Susan corner cabinet, under-cabinet lighting, decorative hardware, and a solar tube that fills the space with natural light from outside. The top-of-the-line Whirlpool stainless-style appliances, including a French-door refrigerator, glass-top range, microwave, dishwasher, disposal, and a custom tray ceiling with modern lights completes this stunning culinary space. The open-concept living areas are warm, inviting, and designed for entertaining, showcasing beautiful Precious Highlands Hickory luxury laminate flooring, updated six-panel interior doors, textured ceilings with no popcorn, and ceiling fans throughout. The spacious family room flows seamlessly to dining area to the bright Florida room, creating the perfect setting for relaxing mornings or hosting family and friends. The private owner's retreat primary bedroom offers a peaceful escape with a generous walk-in closet that has solar tube providing natural light, elegant laminate luxury flooring, ceiling fan. The spa-inspired ensuite bath features a seamless glass walk-in shower with built-in bench, corner shelving, grab bar, dual-sink, granite vanity, and linen storage for both beauty and functionality. Arriving, you will enjoy having the expanded driveway, 1/4 of an acre, and nice curb-appeal; an unforgettable first impression. The oversized two-car garage is equally impressive, featuring a motorized retractable screen, custom built-in cabinetry, utility sink, pull-down attic access, and abundant storage. Additional premium upgrades include: NEW Roof (2026). Newer Hot Water Heater (2024) Carrier 16 SEER 3-ton heat pump 2013 Honeywell programmable thermostat. Whole-house Nova water filtration system Electrostatic air filtration system Comfort-height toilets Indoor laundry room with solar tube North-facing paver patio for outdoor relaxation Chamberlain Smart Garage Door Opener with HomeLink Convenient side-yard garage access Newer painted driveway and walkway Additional electrical outlets on the on the front and back patios. Fenced in backyard Septic system pumped & inspected 2023 Location is everything. 18-hole golf course, Restaurant and pro-shop in the grounds. Situated just two miles from The Villages, , residents enjoy the rare convenience of legally crossing U.S. 441 by golf cart directly from the community's main entrance, providing effortless access, shopping, dining, entertainment, medical facilities, grocery stores, salons, spas, and countless everyday amenities. Schedule your private tour today and experience the comfort, and convenience that make this remarkable Spruce Creek South residence truly stand apart.

The essentials

Built
1991
Price / sqft
$182
On market
74 days
Annual tax
$2,828
HOA
$179.98/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
2 car garage
Oversized
0.25 acres
Lot size
1,450 sqft
Living area

Payment

Est. monthly payment
$1,924/mo
Down payment (20%)
$52,780
Property taxes
$236/mo
HOA
$179.98/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
10,890 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Oversized
Days on Market
74
Ceiling Fans(s)
L Dining
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Wheelchair Access
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Water Filtration System
Elementary
Belleview Elementary School
Middle
Belleview Middle School
High
Belleview High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,828
Parcel #
6005-006-008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek South
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,890 sqft
ClearedOversized Lot
HOA
$179.98/mo
DIANE SUCHY

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #G5115863
$263,900-1.9%
$182/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #G5115863
$268,900
$185/sqft

Neighborhood

10435 SE 178th Pl
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $263,900
$260,000 – $263,900
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 74 after a $5,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,924/mo
Principal & interest$1,376
Property taxes$236
Insurance$132
HOA$180
Down payment20% · $52,780
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$263,900

$182 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,450 sq ft

Time on market

74 days

Year built

1991

Monthly payment

About $1,924/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,828 annual tax bill, insurance, and the $179.98/mo HOA fee.

HOA fee

$179.98/mo

Managed by DIANE SUCHY.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTY LADY LKListing agent: Gerrie Cosme MatiasListing data from Stellar MLS, MLS# G5115863.

Keep exploring Florida

Pick up where you left off, or see what else is out there.