

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
10435 SE 178th Pl is a 1991-built home in Spruce Creek South, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,450 square feet of living space. Listed at $263,900 (about $182/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179.98 monthly.
Virtually Staged. Experience Florida living in this exquisitely up-graded home. 1,450 square feet of thoughtfully designed living space plus 200 additional sq. feet Residencial Lanai under heat and ac. This exceptional residence blends timeless elegance, modern upgrades, and effortless comfort— Expanded Holly Model | 3 Bedrooms (split bedroom) Primary on one side for added privacy | 2 Baths | 2 car garage. The Luxury Vinyl planks throughout the main areas of the house is sure to please. At the heart of the home is a spectacular designer kitchen, completely remodeled in 2019 with luxurious Bordeaux Viana granite countertops, a dramatic full-height granite backsplash, matching granite windowsill, elegant bisque cream color cabinetry with crown molding, soft-close doors and drawers, pull-out shelving, pot drawers, Lazy Susan corner cabinet, under-cabinet lighting, decorative hardware, and a solar tube that fills the space with natural light from outside. The top-of-the-line Whirlpool stainless-style appliances, including a French-door refrigerator, glass-top range, microwave, dishwasher, disposal, and a custom tray ceiling with modern lights completes this stunning culinary space. The open-concept living areas are warm, inviting, and designed for entertaining, showcasing beautiful Precious Highlands Hickory luxury laminate flooring, updated six-panel interior doors, textured ceilings with no popcorn, and ceiling fans throughout. The spacious family room flows seamlessly to dining area to the bright Florida room, creating the perfect setting for relaxing mornings or hosting family and friends. The private owner's retreat primary bedroom offers a peaceful escape with a generous walk-in closet that has solar tube providing natural light, elegant laminate luxury flooring, ceiling fan. The spa-inspired ensuite bath features a seamless glass walk-in shower with built-in bench, corner shelving, grab bar, dual-sink, granite vanity, and linen storage for both beauty and functionality. Arriving, you will enjoy having the expanded driveway, 1/4 of an acre, and nice curb-appeal; an unforgettable first impression. The oversized two-car garage is equally impressive, featuring a motorized retractable screen, custom built-in cabinetry, utility sink, pull-down attic access, and abundant storage. Additional premium upgrades include: NEW Roof (2026). Newer Hot Water Heater (2024) Carrier 16 SEER 3-ton heat pump 2013 Honeywell programmable thermostat. Whole-house Nova water filtration system Electrostatic air filtration system Comfort-height toilets Indoor laundry room with solar tube North-facing paver patio for outdoor relaxation Chamberlain Smart Garage Door Opener with HomeLink Convenient side-yard garage access Newer painted driveway and walkway Additional electrical outlets on the on the front and back patios. Fenced in backyard Septic system pumped & inspected 2023 Location is everything. 18-hole golf course, Restaurant and pro-shop in the grounds. Situated just two miles from The Villages, , residents enjoy the rare convenience of legally crossing U.S. 441 by golf cart directly from the community's main entrance, providing effortless access, shopping, dining, entertainment, medical facilities, grocery stores, salons, spas, and countless everyday amenities. Schedule your private tour today and experience the comfort, and convenience that make this remarkable Spruce Creek South residence truly stand apart.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$263,900
$182 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,450 sq ft
Time on market
74 days
Year built
1991
Monthly payment
About $1,924/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,828 annual tax bill, insurance, and the $179.98/mo HOA fee.
HOA fee
$179.98/mo
Managed by DIANE SUCHY.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







