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Overview

3 bd2 ba1,720 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2005
Lot13,068 sqft
Living area1,720 sqft
Price / sqft$203
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanSplit BedroomStone Counters

13062 SE 89th Cir is a 2005-built home in Olympia, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,720 square feet of living space. Listed at $349,000 (about $203/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

**SELLER FINANCING AVAILABLE!** Welcome to this beautifully updated 3-bedroom, 2-bathroom home in the sought-after Del Webb Spruce Creek community. With a 2024 roof, you can enjoy peace of mind from day one. Designed for both comfortable daily living and effortless entertaining, the open-concept floor plan features high ceilings and brand-new LVP flooring throughout the main living areas. The spacious kitchen shines with a brand-new suite of appliances, new granite countertops, and a generous counter-height island that opens seamlessly to the family room. A breakfast nook, separate dining area, and convenient indoor laundry room add to the home's functionality. The inviting primary suite offers an updated bathroom and a custom walk-in closet, creating a comfortable retreat at the end of the day. The split floor plan offers privacy with two guest bedrooms and an updated bathroom located off of a separate hallway. Step outside to the oversized screened porch and enjoy the best of Florida living with plenty of room for relaxing, dining, and entertaining. Situated on an oversized lot, this property offers ample space to create the backyard of your dreams. With thoughtful updates, an ideal layout, and a prime setting in Del Webb Spruce Creek, this home is ready for you to move in and enjoy!

The essentials

Built
2005
Price / sqft
$203
On market
32 days
Annual tax
$4,505
HOA
$214/mo
Flood zone
X · Low risk
Lot
13,068 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
0.30 acres
Lot size
1,720 sqft
Living area

Payment

Est. monthly payment
$2,584/mo
Down payment (20%)
$69,800
Property taxes
$375/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
13,068 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
32
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Clubhouse
Fitness Center
Golf Carts OK
Golf
Racquetball
Restaurant
Tennis Court(s)
Dishwasher
Dryer
Freezer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$4,505
Parcel #
6108-024-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Olympia
County
Marion
MLS Area
34491 - Summerfield
Lot Size
13,068 sqft
Corner LotCul-De-Sac
HOA
$214/mo
Nicole Arias

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #TB8548251
$349,000-5.7%
$203/sqft
9/13/2026
Listed for sale
Source: Stellar MLS #TB8548251
$370,000
$215/sqft

Neighborhood

13062 SE 89th Cir
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$342,500 – $349,000
98.1% – 100% of listTops out right at the list price
80% of listList price
177 of the last 353 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 32 after a $21,000 cut.

Sample: 353 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,584/mo
Principal & interest$1,820
Property taxes$375
Insurance$175
HOA$214
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$203 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,720 sq ft

Time on market

32 days

Year built

2005

Monthly payment

About $2,584/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,505 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byINKWELL LLCListing agent: Scott DennisListing data from Stellar MLS, MLS# TB8548251.

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