13171 SE 97th Terrace Rd, photo 1
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Overview

2 bd2 ba2,121 sqft2 car garageSingle Family
TypeSingle Family
HOA$224/mo
Built2001
Lot7,841 sqft
Living area2,121 sqft
Price / sqft$165
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrivate MailboxRain GuttersClubhouseDeed RestrictionsFitness Center

13171 SE 97th Terrace Rd is a 2001-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,121 square feet of living space. Listed at $349,000 (about $165/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $224 monthly.

From the listing

Virtually Staged. SPRUCE CREEK DEL WEBB | 2 BEDROOMS | 2 BATHS | 2,000+ SQ FT | NO REAR NEIGHBORS | SCREENED LANAI | NO CARPET | GATED GOLF COMMUNITY! THIS IS THE ONE YOU'VE BEEN WAITING FOR! Located in the golf community of Spruce Creek Del Webb in Summerfield, this spacious home delivers the combination buyers are searching for—OVER 2,000 SQ FT, a flexible open floor plan, multiple living spaces, an extended screened lanai, and a peaceful backyard with NO REAR NEIGHBORS! From the moment you arrive, the maintained exterior, mature landscaping, set the stage for what's inside. Step through the front door into an formal living and dining area featuring HIGH CEILINGS, plantation shutters, and luxury vinyl plank flooring. Even better—NO CARPET! The spacious kitchen sits at the heart of the home and was designed for gathering and entertaining. Featuring stainless steel appliances, abundant cabinetry and counter space, a center island, and additional seating, the kitchen opens to the dinette, family room, and light-filled bonus room, keeping everyone connected while still providing plenty of space to spread out. And don't overlook the BONUS ROOM! Surrounded by windows and filled with natural light, this versatile space could easily become a hobby room, reading retreat, game area, or additional entertaining space. A built-in desk just off the kitchen provides a dedicated workspace and also offers the potential for conversion to an interior laundry/utility room. The guest bedroom conveniently located near the second full bath featuring a tub/shower combination. The spacious primary suite is a true retreat with a beautiful BAY WINDOW overlooking the backyard, walk-in closet, and private bath with walk-in shower. Then step outside—and THIS may become your favorite part of the home! A covered patio flows into an EXTENDED SCREENED LANAI overlooking a tranquil backyard with NO REAR NEIGHBORS. Morning coffee, evening cocktails, entertaining friends, or simply enjoying the Florida weather—this outdoor living space gives you room to enjoy it all. But the home is only part of what makes this opportunity so special. Spruce Creek Del Webb offers an incredible array of amenities and activities, including approximately 70 clubs and interest groups, a full-time activities director, indoor AND outdoor pools, hot tub, pickleball, tennis, bocce ball, shuffleboard, horseshoes, volleyball, softball, billiards, RV storage, and 36 HOLES OF MULTI-TEE CHAMPIONSHIP GOLF! Homes offering THIS MUCH SPACE, NO REAR NEIGHBORS, an EXTENDED SCREENED LANAI, NO CARPET, and access to an amenity-rich gated golf community deserve attention. Don't wait to discover why Spruce Creek Del Webb continues to be a must see! Schedule your private showing and experience this home for yourself!

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The essentials

Built
2001
Price / sqft
$165
On market
59 days
Annual tax
$4,308
HOA
$224/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Community pool
Fitness center too
2 car garage
Driveway
7,841 sqft lot
Lot size
2,121 sqft
Living area

Payment

Est. monthly payment
$2,578/mo
Down payment (20%)
$69,800
Property taxes
$359/mo
HOA
$224/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
7,841 sqft
Cooling
Central Air
Heating
Gas
Parking
Driveway, Garage Door Opener
Days on Market
59
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Private Mailbox
Rain Gutters
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Racquetball
Restaurant
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,308
Parcel #
6124-032-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
7,841 sqft
Paved
HOA
$224/mo
LeLand Management-Nicole Arias

Price history

Date
Event
Price
8/18/2026
Listed for sale
Source: Stellar MLS #G5116630
$349,000
$165/sqft

Neighborhood

13171 SE 97th Terrace Rd
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$342,500 – $349,000
98.1% – 100% of listTops out right at the list price
80% of listList price
178 of the last 355 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 59.

Sample: 355 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,578/mo
Principal & interest$1,820
Property taxes$359
Insurance$175
HOA$224
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$165 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,121 sq ft

Time on market

59 days

Year built

2001

Monthly payment

About $2,578/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,308 annual tax bill, insurance, and the $224/mo HOA fee.

HOA fee

$224/mo

Managed by LeLand Management-Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMORRIS REALTY AND INVESTMENTSListing agent: Kim Ducharme-LevensohnListing data from Stellar MLS, MLS# G5116630.

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