12192 SE 178th St, photo 1
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Overview

2 bd2 ba1,519 sqft3 car garageSingle Family
TypeSingle Family
HOA$152/mo
Built2005
Lot6,970 sqft
Living area1,519 sqft
Price / sqft$227
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorClubhouseDog ParkFitness CenterGolf Carts OKGolf

12192 SE 178th St is a 2005-built home in Stonecrest, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,519 square feet of living space. Listed at $345,000 (about $227/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $152 monthly.

From the listing

GOLF COURSE FRONT HOME with stunning WATER VIEW! Welcome to this beautiful stucco home in the highly desirable Stonecrest Golf & Country Club a 55+ active community perfectly positioned along Hole #4 with beautiful golf course and water views. From the moment you enter, you’ll appreciate the open floor plan and abundance of windows that bring the scenic views indoors. This home offers 2 bedrooms, 2 bathrooms, plus a spacious bonus room that can easily be used as a home office, den, or potential third bedroom. The open-concept living and dining areas create an inviting space for everyday living and entertaining, while providing beautiful views of the golf course and water. The large screen enclosed lanai is the perfect place to enjoy your morning coffee or entertaining with friends taking in the spectacular Florida sunsets while overlooking the course and water. Additional features include a two-car garage plus an additional golf cart garage, offering plenty of room for vehicles, golf carts, storage, and recreational equipment. Stonecrest Golf & Country Club offers an active Florida lifestyle with an impressive array of amenities, including 4 swimming pools, pickleball and tennis courts, a softball field, fitness center, community center, restaurant, and approximately 90 clubs and activities to keep residents connected and entertained. When it’s time to venture out, you’re just minutes from shopping, restaurants, entertainment, and The Villages® just a short golf cart ride away. Whether you’re looking for a full-time residence or a Florida getaway, this home offers the perfect combination of golf course living, water views, outdoor entertaining, and an active 55+ resort-style lifestyle.

The essentials

Built
2005
Price / sqft
$227
On market
15 days
Annual tax
$2,717
HOA
$152/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Water views
Water
Community pool
Fitness center too
3 car garage
Golf Cart Garage
6,970 sqft lot
Lot size

Payment

Est. monthly payment
$2,350/mo
Down payment (20%)
$69,000
Property taxes
$226/mo
HOA
$152/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
6,970 sqft
Cooling
Central Air
Heating
Electric
Parking
Golf Cart Garage
Days on Market
15
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Clubhouse
Dog Park
Fitness Center
Golf Carts OK
Golf
Playground
Pool
Restaurant
Tennis Court(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,717
Parcel #
6223-027-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stonecrest
County
Marion
MLS Area
34491 - Summerfield
Lot Size
6,970 sqft
On Golf Course
HOA
$152/mo
Carmel Knight / Castle Group

Price history

Date
Event
Price
9/27/2026
Price change
Source: Stellar MLS #G5117836
$345,000-1.1%
$227/sqft
9/26/2026
Listed for sale
Source: Stellar MLS #G5117836
$349,000
$230/sqft

Neighborhood

12192 SE 178th St
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$337,500 – $345,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 15 after a $4,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,350/mo
Principal & interest$1,799
Property taxes$226
Insurance$173
HOA$152
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$227 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,519 sq ft

Time on market

15 days

Year built

2005

Monthly payment

About $2,350/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,717 annual tax bill, insurance, and the $152/mo HOA fee.

HOA fee

$152/mo

Managed by Carmel Knight / Castle Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY EXECUTIVES IN THE VILLAGESListing agent: Patti GoodsonListing data from Stellar MLS, MLS# G5117836.

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