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Overview

2 bd2 ba1,277 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1971
Lot10,663 sqft
Living area1,277 sqft
Price / sqft$199
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsPermeable PavingPrivate YardDishwasher

400 Bayou Rd is a 1971-built home in Fla Highlands CO Sub, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,277 square feet of living space. Listed at $254,000 (about $199/sqft), 21 days on market. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

**Price Reduction** This beautifully decorated, impeccably maintained two-bedroom, two-bathroom home sits on a spacious corner lot with a view of the canal across the street. Stepping inside, an inviting and bright layout unfolds into a large living room that flows seamlessly into the dining area. To the left, a well-appointed guest bedroom sits adjacent to a full bath, while the primary suite offers a generous walk-in closet and a spacious ensuite bathroom with a dedicated linen closet. To the right of the dining area, the kitchen features room for an eat-in table and leads through a full-size utility room into a attached one-car garage. Out back, a massive 14x28 screened lanai opens up to a private backyard oasis filled with lush flowers, shrubs and trees. Updated white vinyl privacy fence (2024), pavers installed in the area to the right side of the home (2025), and fresh mulch (2026). Additional recent upgrades include a new Carrier A/C unit (2023), tankless hot water heater (2023), flooring in living room & dining room (2024) and front gutters & downspouts (2025). Located just down the road from this home is Lake Ned's 73-acre lake with a park—complete with a boat launch, fishing, playground, and pavilions. Anglers will love fishing for largemouth bass, bluegill, black crappie (specks), redear sunfish, blue tilapia, nile tilapia, carp, catfish, bowfin, gar and chain pickerel. For more convenience there is nearby shopping, gas stations, churches, grocery stores and restaurants. This aggressively priced home offers an exceptional lifestyle. Note: Washer, dryer, kitchen refrigerator, dining room light fixture, security system, and the outdoor front shed do not convey.

The essentials

Built
1971
Price / sqft
$199
On market
21 days
Annual tax
$2,465
Flood zone
AE*
Lot
10,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 1971
1 car garage
Driveway
10,663 sqft lot
Lot size
1,277 sqft
Living area

Payment

Est. monthly payment
$1,657/mo
Down payment (20%)
$50,800
Property taxes
$205/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1971
Lot
10,663 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
21
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Permeable Paving
Private Yard
Dishwasher
Microwave
Range
Tankless Water Heater
Elementary
Frank E. Brigham Academy
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE*
Annual Tax (2025)
$2,465
Parcel #
26-28-36-663000-000736

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fla Highlands CO Sub
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
10,663 sqft
Corner Lot

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #G5118252
$254,000-1.6%
$199/sqft
9/24/2026
Listed for sale
Source: Stellar MLS #G5118252
$258,000
$202/sqft

Neighborhood

400 Bayou Rd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $254,000
$252,500 – $254,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 355 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 21 after a $4,000 cut.

Sample: 355 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,657/mo
Principal & interest$1,325
Property taxes$205
Insurance$127
Down payment20% · $50,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$254,000

$199 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,277 sq ft

Time on market

21 days

Year built

1971

Monthly payment

About $1,657/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,465 annual tax bill, insurance.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Tina McDonaldListing data from Stellar MLS, MLS# G5118252.

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