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Overview

4 bd2 ba1,816 sqft2 car garageSingle Family
TypeSingle Family
HOA$750/yr
Built2025
Lot6,000 sqft
Living area1,816 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)

974 Lunar Ln is a 2025-built home in Crescent Pointe, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,816 square feet of living space. Listed at $341,066 (about $188/sqft), 447 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $750 annually.

From the listing

Crescent Pointe is a brand new community located in Winter Haven, FL, conveniently situated off State Rd 653 and boasting easy access to a range of nearby attractions. For residents who enjoy outdoor activities, the Winter Haven Chain of Lakes is nearby. It offers opportunities for boating, fishing, and other recreational activities. The community is also close to the bustling downtown area, where residents can explore local shops, dining venues, and family events. With NO CDD and low HOA, Crescent Pointe is an ideal place to call home in Winter Haven.

The essentials

Built
2025
Price / sqft
$188
On market
447 days
Annual tax
$0
HOA
$750/yr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
6,000 sqft lot
Lot size
1,816 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,453/mo
Down payment (20%)
$68,213
Property taxes
$0/mo
HOA
$750/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
447
Attic Ventilator
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Sliding Doors
Deed Restrictions
Gated Community - No Guard
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Chain O Lakes Elem
Middle
McLaughlin Academy Of Excellence
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2024)
$0
Parcel #
26-29-23-690582-000180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crescent Pointe
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,000 sqft
In CountyLandscapedPaved
HOA
$750/yr
Garrison Property Services

Price history

Date
Event
Price
7/10/2026
Price change
Source: Stellar MLS #R4909641
$341,066-1.4%
$188/sqft
-
Price change
Source: Stellar MLS #R4909641
$345,900+3.7%
$190/sqft
7/21/2025
Listed for sale
Source: Stellar MLS #R4909641
$333,506
$184/sqft

Neighborhood

974 Lunar Ln
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $341,066
$340,000 – $341,066
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 349 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 447.

Sample: 349 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,453/mo
Principal & interest$1,779
Property taxes$441
Insurance$171
HOA$63
Down payment20% · $68,213
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$341,066

$188 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,816 sq ft

Time on market

447 days

Year built

2025

Monthly payment

About $2,453/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $750/yr HOA fee.

HOA fee

$750/yr

Managed by Garrison Property Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVANTAGE PROPERTY MANAGEMENT LLCListing agent: Ed LadererListing data from Stellar MLS, MLS# R4909641.

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