17909 SE 99th Ave, photo 1
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Overview

2 bd2 ba1,858 sqft2 car garageSingle Family
TypeSingle Family
HOA$179/mo
Built1994
Lot8,276 sqft
Living area1,858 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingOpen FloorplanPrimary Bedroom Main FloorThermostatWindow TreatmentsAwning(s)

17909 SE 99th Ave is a 1994-built home in Spruce Creek South, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,858 square feet of living space. Listed at $345,000 (about $186/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179 monthly.

From the listing

Enjoy both golf course and pond views in the gated 55+ community of Spruce Creek South! Situated directly on the golf course, this 2-bedroom, 2-bath home offers approximately 1,858 square feet, a 2-car garage, and an inviting floor plan with cathedral ceilings. A brick paver driveway and covered front porch create a welcoming entrance, complemented by beautiful landscaping and colorful flowers that attract butterflies and other pollinators. Inside, separate living and family rooms provide plenty of space to relax and entertain, while a formal dining area and an eat-in breakfast nook provide options for everyday meals and special gatherings. The kitchen features generous cabinet and counter space, a skylight for added natural light, and a window above the sink overlooking the golf course and pond. The spacious primary suite includes a large walk-in closet and a private bathroom with ample vanity space and a walk-in shower. An indoor laundry room adds everyday convenience. Enjoy the scenic surroundings from the enclosed Florida room or unwind on the covered, screened back lanai. A brick paver walkway wraps around the home and leads to the spacious rear patio, perfect for outdoor dining, entertaining, or enjoying the golf course and pond views. The partially fenced yard offers a lovely setting with mature landscaping and flowering plants. Updates include new windows and doors in 2022, a new roof in 2022, and a new air-conditioning system in 2021. Spruce Creek South offers a clubhouse, fitness center, heated outdoor pool and spa, pickleball and tennis courts, shuffleboard, walking trails, and a variety of clubs and social activities. The Links golf course and on-site dining provide additional recreation, with golf available for separate fees. Conveniently located near The Villages, shopping, restaurants, and medical services, this golf course property combines scenic surroundings with everyday convenience. Schedule your showing today!

The essentials

Built
1994
Price / sqft
$186
On market
2 days
Annual tax
$3,276
HOA
$179/mo
Flood zone
X · Low risk
Lot
8,276 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Water views
Golf Course
Community pool
Fitness center too
2 car garage
Driveway
8,276 sqft lot
Lot size

Payment

Est. monthly payment
$2,424/mo
Down payment (20%)
$69,000
Property taxes
$273/mo
HOA
$179/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
8,276 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
2
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Window Treatments
Awning(s)
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Park
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Stanton-Weirsdale Elem. School
Middle
Lake Weir Middle School
High
Belleview High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,276
Parcel #
6008-001-009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek South
County
Marion
MLS Area
34491 - Summerfield
Lot Size
8,276 sqft
On Golf CoursePaved
HOA
$179/mo
Tracy Brown

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #G5119024
$345,000
$186/sqft

Neighborhood

17909 SE 99th Ave
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$337,500 – $345,000
98% – 100% of listTops out right at the list price
80% of listList price
183 of the last 364 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 2.

Sample: 364 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,424/mo
Principal & interest$1,799
Property taxes$273
Insurance$173
HOA$179
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$186 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,858 sq ft

Time on market

2 days

Year built

1994

Monthly payment

About $2,424/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,276 annual tax bill, insurance, and the $179/mo HOA fee.

HOA fee

$179/mo

Managed by Tracy Brown.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBASSETT PREMIER REALTY INCListing agent: Sharon BassettListing data from Stellar MLS, MLS# G5119024.

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