UPDATED AND MOVE-IN READY WITH NO HOA! Welcome to 416 Winners Circle, a charming 3-bedroom, 1.5-bath concrete block home situated on a spacious quarter-acre lot in Lady Lake. Step inside to discover fresh interior paint, NEW VINYL FLOORING throughout, and a bright, comfortable living area that flows into the dining space overlooking the backyard. The UPDATED KITCHEN features white shaker cabinets, subway tile backsplash, a deep farmhouse sink with matte black faucet, and stainless steel appliances, including a double-oven range. The primary bedroom offers two closets and a private half bath, while two additional bedrooms share a full bathroom with an updated vanity and tiled tub/shower. A NEW WATER HEATER adds another practical improvement, along with the ROOF that was replaced in 2021. Enjoy your morning coffee or unwind in the spacious TILED SCREENED FRONT PORCH, then step outside to discover the HUGE BACKYARD shaded by beautiful, mature oak trees. With plenty of room for gardening, entertaining, or outdoor fun, this inviting space also includes a storage shed and play equipment that convey with the property. An attached one-car garage provides laundry facilities and additional storage. Located in FLOOD ZONE X with NO HOA and convenient access to US-441/27, shopping, dining, medical facilities, and nearby The Villages. Whether you're looking for your next home or an investment opportunity, this property offers a wonderful combination of updates, outdoor space, and convenience. Schedule your showing today!