SELLER FINANCING AVAILABLE. SAVE ON CLOSING COSTS! 6% INTEREST ONLY. 30-YEAR WITH A FIVE-YEAR BALLOON, NO PMI, NO APPRAISAL NEEDED. FURTHER RESTRICTIONS APPLY. CALL FOR MORE INFORMATION. ** QUICK CLOSE AVAILABLE **. Welcome to this NEW CONSTRUCTION 3-BEDROOM, 2.5-BATH NEPTUNE MODEL townhome located in the growing HAMMOCK OAKS community in LADY LAKE, just outside The Villages. Ideally positioned LESS THAN 2 MILES from LAKE SUMTER LANDING and SPANISH SPRINGS TOWN SQUARE, you’ll enjoy quick access to shopping, dining, nightly entertainment, medical, and everyday conveniences. This BRIGHT, OPEN-CONCEPT floor plan offers comfortable, energy-efficient living with thoughtful upgrades and modern finishes throughout. The main living area features TILE FLOORING FROM THE FRONT ENTRY THROUGH THE KITCHEN, while the bedrooms and stairs are finished with comfortable carpeting. The kitchen is the heart of the home with a LARGE ISLAND, GRANITE COUNTERTOPS, ALL-WHITE CABINETRY, and GE STAINLESS STEEL APPLIANCES, including a WASHER & DRYER. QR codes for appliance information and an ECOBEE WIFI THERMOSTAT add smart-home convenience. Enjoy a COVERED ENTRY and an OPEN LANAI overlooking a peaceful RETENTION POND, creating a relaxing outdoor space. Walk-in closets provide ample storage, and the HVAC system is conveniently located in the second-floor closet. Over $7,000 IN UPGRADES include tile flooring, cabinetry, and blinds throughout. Located in one of the CLOSEST BUILDINGS TO THE COMMUNITY AMENITIES, residents enjoy easy access to the POOL, CABANA, MAIL CENTER, DOG PARK, PLAYGROUND, and NATURE TRAIL. Hammock Oaks is a NEW, RAPIDLY GROWING COMMUNITY designed for convenience and lifestyle just outside The Villages. Future area growth adds even more value, with a NEW WALMART MARKET AND GAS STATION currently being built at the entrance to the community. Whether you're looking for low-maintenance living or a prime investment near The Villages, this home offers LOCATION, LIFESTYLE, AND MODERN DESIGN in one of Lady Lake’s newest communities.