1075 Ocean Lodge Rd, photo 1
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Overview

4 bd2 ba2,361 sqft2 car garageSingle Family
TypeSingle Family
HOA$147/mo
Built2027
Lot6,539 sqft
Living area2,361 sqft
Price / sqft$148
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
HAMMOCK OAKS
Type
Single Family Residence

True monthly carry

HOA
~$147/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)Dog Park

1075 Ocean Lodge Rd is a 2027-built home in Hammock Oaks, Lady Lake. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,361 square feet of living space. Listed at $349,990 (about $148/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $147 monthly.

From the listing

Pre-Construction. To be built. Welcome to Hammock Oaks in Lady Lake, Florida! Featuring a collection of single-family homes located directly east of The Villages. Only 2 miles from everything Lake Sumter Landings has to offer. Catch a movie at the Old Mill Playhouse, grab a bite to eat at The Flying Biscuit Café, or do a little shopping at the local stores. 15 minutes away is Lake Griffin State Park, which you can explore on the multiple hiking trails, with a paddleboard, or on a guided pontoon boat tour. Choose from some of our most popular one and two-story homes, with natural gas and included lawn maintenance. We offer personalized design options with our coordinated designer finishes. The Panama Grand single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a double vanity owner’s bath and a huge walk-in closet. Your second-story bonus room is the perfect space for a home office, playroom or guest suite. You can have it all with the Panama Grand. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

The essentials

Built
2027
Price / sqft
$148
On market
3 days
Annual tax
$0
HOA
$147/mo
Flood zone
X · Low risk
Lot
6,539 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
2 car garage
Driveway
6,539 sqft lot
Lot size
2,361 sqft
Living area
Brand new
Built 2027

Payment

Est. monthly payment
$2,599/mo
Down payment (20%)
$69,998
Property taxes
$0/mo
HOA
$147/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
6,539 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
3
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Dog Park
Built-in Oven
Dishwasher
Disposal
Range
Elementary
Villages Elem of Lady Lake
Middle
Carver Middle
High
Leesburg High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$0
Parcel #
19-18-24-0020-000-23000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Oaks
County
Lake
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
6,539 sqft
Oversized LotSidewalkPaved
HOA
$147/mo
RYAN HOMES

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #W7890357
$349,990
$148/sqft

Neighborhood

1075 Ocean Lodge Rd
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $349,990
$342,500 – $349,990
98.1% – 100% of listTops out right at the list price
80% of listList price
139 of the last 277 home closings in 32159 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 3.

Sample: 277 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,599/mo
Principal & interest$1,825
Property taxes$452
Insurance$175
HOA$147
Down payment20% · $69,998
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,990

$148 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,361 sq ft

Time on market

3 days

Year built

2027

Monthly payment

About $2,599/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $147/mo HOA fee.

HOA fee

$147/mo

Managed by RYAN HOMES.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMALTBIE REALTY GROUPListing agent: Bill MaltbieListing data from Stellar MLS, MLS# W7890357.

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