0 65th Drive Lot 39, photo 1
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Overview

4 bd2 ba2,145 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built2026
Lot22,215 sqft
Living area2,145 sqft
Price / sqft$213
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
LAKE LOUISE ESTATES
Type
Single Family Residence

True monthly carry

HOA
~$21/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorStone CountersSidewalkDeed RestrictionsDisposalMicrowaveRange

0 65th Drive Lot 39 is a 2026-built home in Lake Louise Estates, Live Oak. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,145 square feet of living space. Listed at $456,000 (about $213/sqft), 529 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

Pre-Construction. To be built. Home construction shall commence with Gibraltar Contracting LLC upon signing contract for construction with buyer. High-end home features include craftsman trim, high end vinyl plank flooring, stone countertops and stainless appliances. Buyer may choose flooring, cabinet, countertop, colors and fixture options. Brick accents shown in example pictures is not included in offering. Located in attractive Lake Louise Estates. Access to beautiful private lake with community boat ramp. Photos are from the same model with some additional cost upgrades. Not actual home. Home is to be built.

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The essentials

Built
2026
Price / sqft
$213
On market
529 days
Annual tax
$416
HOA
$250/yr
Flood zone
X · Low risk
Lot
22,215 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
2 car garage
0.51 acres
Lot size
2,145 sqft
Living area

Payment

Est. monthly payment
$2,662/mo
Down payment (20%)
$91,200
Property taxes
$35/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
22,215 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
529
Ceiling Fans(s)
Primary Bedroom Main Floor
Stone Counters
Sidewalk
Deed Restrictions
Disposal
Microwave
Range
Range Hood
Flood Zone X
Annual Tax (2025)
$416
Parcel #
14-02S-14E-02110-010390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Louise Estates
County
Suwannee
MLS Area
32060 - Live Oak
Lot Size
22,215 sqft
Cleared
HOA
$250/yr
TBD

Price history

Date
Event
Price
11/20/2025
Price change
Source: Stellar MLS #GC530748
$456,000-4.2%
$213/sqft
5/7/2025
Listed for sale
Source: Stellar MLS #GC530748
$476,000
$222/sqft

Neighborhood

0 65th Drive Lot 39
Live Oak, FL, 32060 · 32060 - Live Oak

Market insights

Offer Insights

Choose an offer strength

List price: $456,000
$437,500 – $456,000
96% – 100% of listTops out right at the list price
80% of listList price
10 of the last 18 home closings in 32060 landed at this number or higher (56%). The median one sat 75 days before it went under contract, and this one is on day 529 after a $20,000 cut.

Sample: 18 closed home sales in 32060 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,662/mo
Principal & interest$2,378
Property taxes$35
Insurance$228
HOA$21
Down payment20% · $91,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$456,000

$213 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,145 sq ft

Time on market

529 days

Year built

2026

Monthly payment

About $2,662/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $416 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by TBD.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byROCKFORD REALTY GROUPListing agent: Kristina MillsListing data from Stellar MLS, MLS# GC530748.

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