

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- LAKE LOUISE ESTATES
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$21/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
0 65th Drive Lot 39 is a 2026-built home in Lake Louise Estates, Live Oak. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,145 square feet of living space. Listed at $456,000 (about $213/sqft), 529 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.
Pre-Construction. To be built. Home construction shall commence with Gibraltar Contracting LLC upon signing contract for construction with buyer. High-end home features include craftsman trim, high end vinyl plank flooring, stone countertops and stainless appliances. Buyer may choose flooring, cabinet, countertop, colors and fixture options. Brick accents shown in example pictures is not included in offering. Located in attractive Lake Louise Estates. Access to beautiful private lake with community boat ramp. Photos are from the same model with some additional cost upgrades. Not actual home. Home is to be built.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 18 closed home sales in 32060 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$456,000
$213 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,145 sq ft
Time on market
529 days
Year built
2026
Monthly payment
About $2,662/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $416 annual tax bill, insurance, and the $250/yr HOA fee.
HOA fee
$250/yr
Managed by TBD.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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