10852 89th Rd, photo 1
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Overview

5 bd4 ba4,497 sqftFarm
TypeFarm
HOANone listed
Built1999
Lot1,583,406 sqft
Living area4,497 sqft
Price / sqft$267

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanSolid Surface CountersWalk-in Closet(s)Window Treatments

10852 89th Rd is a 1999-built home in Non Sub, Live Oak. Inside you'll find 5 bedrooms, 4 bathrooms, and 4,497 square feet of living space. Listed at $1,200,000 (about $267/sqft), 512 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Calling All Horse Trainers and Breeders! Premier Equestrian Estate on 44+ Acres This professionally designed working farm is ideal for any discipline, offering a seamless layout for efficient horse management, easy upkeep, and top-tier amenities. The main residence boasts 5 bedrooms and 4.5 bathrooms, featuring reclaimed wood and tile floors, spacious entertaining areas, an artist’s studio, two fireplaces, and an in-ground hot tub. The oversized master suite includes back porch access, creating a perfect retreat after a long day on the farm. Equestrian Facilities: The Main Barn features 8 oversized (16x17) stalls, perfect for foaling or large breeds, with rubber mats, mounted fans, and storm shutters. Includes: 2 covered wash stalls, feed room & covered hay storage, tack room, a rider’s lounge with kitchenette, arena-view windows, laundry, and full bath, a covered, lighted arena: Featuring irrigation, a mirror wall, and a PolyTrack surface for year-round training. Also a wooden panel round pen for ground training or breaking. • 7-Stall Shed Row Barn: Well-ventilated with overhead lighting, 2 hot/cold wash stalls. • 3-Stall Gabled Barn: Includes enclosed tack room, wash rack, and laundry. • 2-Stall Run-In Shed: With additional storage. • 9 Paddocks: Designed with curved corners and shade trees. Additional Amenities include, RV hookups for guests or traveling trainers, workshop/tool shed with a large adjacent concrete slab for projects, a spacious aluminum storage shed, and a covered storage for farm equipment. New roof on house, freshly painted interior, wood floors refinished, new carpet installed in 2 bedrooms, and new window trim all in 2025! *This property has been granted a special exception permitting a dog kennel operation accommodating up to 50 dogs. In compliance with operational requirements, the property must also be equipped with a backup generator capable of sustaining power for a minimum of 48 hours. This equestrian property is ready for you and your horses—whether for breeding, training, or simply enjoying the equestrian lifestyle. Schedule a tour today!

The essentials

Built
1999
Price / sqft
$267
On market
512 days
Annual tax
$6,132
Flood zone
X · Low risk
Lot
1,583,406 sqft
Type
Farm

At a glance

Farm or ranch
Built 1999
44.35 acres
Lot size
4,497 sqft
Living area

Payment

Est. monthly payment
$7,369/mo
Down payment (20%)
$240,000
Property taxes
$511/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Farm
Year Built
1999
Lot
1,583,406 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
512
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Surface Counters
Walk-in Closet(s)
Window Treatments
French Doors
Rain Gutters
Storage
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Freezer
Refrigerator
Washer
Flood Zone X
Annual Tax (2024)
$6,132
Parcel #
04-03S-14E-02592-001000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Non Sub
County
Suwannee
MLS Area
32060 - Live Oak
Lot Size
1,583,406 sqft
ClearedFarmLandscapedZoned for Horses

Price history

Date
Event
Price
5/21/2026
Price change
Source: Stellar MLS #OM701948
$1,200,000-11.1%
$267/sqft
-
Price change
Source: Stellar MLS #OM701948
$1,350,000-18.2%
$300/sqft
5/20/2025
Listed for sale
Source: Stellar MLS #OM701948
$1,650,000
$367/sqft

Neighborhood

10852 89th Rd
Live Oak, FL, 32060 · 32060 - Live Oak

Market insights

Offer Insights

Choose an offer strength

List price: $1,200,000
$1.15M – $1.20M
96% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 home closings in 32060 landed at this number or higher (56%). The median one sat 75 days before it went under contract, and this one is on day 512 after a $450,000 cut.

Sample: 16 closed home sales in 32060 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,369/mo
Principal & interest$6,258
Property taxes$511
Insurance$600
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,200,000

$267 per sq ft

Beds and baths

5 beds, 4 baths

Size

4,497 sq ft

Time on market

512 days

Year built

1999

Monthly payment

About $7,369/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,132 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byOCALA HORSE PROPERTIES, LLCListing agent: Stacy LarssonListing data from Stellar MLS, MLS# OM701948.

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