9068 131st Loop, photo 1
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Overview

3 bd3 ba1,990 sqftSingle Family
TypeSingle Family
HOANone listed
Built1977
Lot87,120 sqft
Living area1,990 sqft
Price / sqft$200

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingPrimary Bedroom Main FloorThermostatWindow TreatmentsGardenKennelPrivate Entrance

9068 131st Loop is a 1977-built home in Unrecorded Subdivision, Live Oak. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,990 square feet of living space. Listed at $398,900 (about $200/sqft), 93 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your private 2-acre homestead in Live Oak. This property has the best of both worlds. Country living feel yet minutes from town. It is fully fenced and cross-fenced with an electric double gate for security and peace of mind. This property blends comfortable living with serious functionality, making it ideal for buyers who want space, self-sufficiency, and room to entertain. Let's not forget, the animal lovers will adore the options for their furry and feather family members. The home features a durable metal roof, reverse osmosis water filtration, and a whole-home soft water system — upgrades that save money and add long-term value. Unwind in the jacuzzi tub, host guests in the private guest suite, and enjoy the integrated sound system indoors and out. The kitchen area is equipped with a refrigerator and washer/dryer hookups for easy move-in. Outside, the lifestyle amenities keep going: a 30'x40' above-ground pool with belt-treated decking, a covered entertainment lanai, a fenced and shaded chicken coop, a boxed garden, and a dedicated pet run/play area. A 3-car garage plus attached carport offers ample storage, and the property includes a full RV/camper carport with RV hookup — perfect for hosting guests or storing recreational vehicles. Recent updates add confidence for buyers: new well pressure switch, tank, and gauge (Jan 2026) and a freshly pumped septic tank (Feb 2026). Abundant parking completes this rare combination of privacy, functionality, and comfort — all just minutes from town.

The essentials

Built
1977
Price / sqft
$200
On market
93 days
Annual tax
$2,854
Flood zone
X · Low risk
Lot
87,120 sqft
Type
Single Family Residence

At a glance

Single family
Built 1977
Private pool
Above Ground
2.00 acres
Lot size
1,990 sqft
Living area

Payment

Est. monthly payment
$2,517/mo
Down payment (20%)
$79,780
Property taxes
$238/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1977
Lot
87,120 sqft
Cooling
Central Air, Humidity Control, Mini-Split Unit(s)
Heating
Electric
Parking
-
Pool
Above Ground, Salt Water
Days on Market
93
Ceiling Fans(s)
Crown Molding
Primary Bedroom Main Floor
Thermostat
Window Treatments
Garden
Kennel
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Storage
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Suwannee Elementary School
Middle
Suwannee Middle School
High
Suwannee High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,854
Parcel #
28-02S-13E-08268-000000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Unrecorded Subdivision
County
Suwannee
MLS Area
32060 - Live Oak
Lot Size
87,120 sqft
Paved

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #OM728328
$398,900-1.5%
$200/sqft
-
Price change
Source: Stellar MLS #OM728328
$405,000-1.2%
$204/sqft
7/11/2026
Listed for sale
Source: Stellar MLS #OM728328
$409,995
$206/sqft

Neighborhood

9068 131st Loop
Live Oak, FL, 32060 · 32060 - Live Oak

Market insights

Offer Insights

Choose an offer strength

List price: $398,900
$382,500 – $398,900
96% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 home closings in 32060 landed at this number or higher (56%). The median one sat 75 days before it went under contract, and this one is on day 93 after a $11,095 cut.

Sample: 16 closed home sales in 32060 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,518/mo
Principal & interest$2,080
Property taxes$238
Insurance$199
Down payment20% · $79,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$398,900

$200 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,990 sq ft

Time on market

93 days

Year built

1977

Monthly payment

About $2,517/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,854 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNORTHSTAR FIRST PROPERTIES LLCListing agent: Julie DavisListing data from Stellar MLS, MLS# OM728328.

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