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Overview

2 bd2 ba800 sqftSingle Family
TypeSingle Family
HOANone listed
Built2016
Lot14,250 sqft
Living area800 sqft
Price / sqft$280

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanSolid Surface CountersWindow TreatmentsRain GuttersRv HookupStorageDryer

103 Grove St is a 2016-built home in Not IN Subdivision, Melrose. Inside you'll find 2 bedrooms, 2 bathrooms, and 800 square feet of living space. Listed at $224,000 (about $280/sqft), 156 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Charming country cottage in the heart of downtown Melrose. This artist inspired, custom-built home features an open floor plan with high ceilings, ceramic tile flooring and lots of natural light! The kitchen has a gas range, SS Refrigerator, and farm sink. The primary bedroom has a half bath. Washer & dryer and included. The kitchen opens onto a 16x16 ft wood deck with hot tub and pergola and fenced back yard. There is a tool shed and a covered RV carport with concrete pad. Fully Finished 10x16 storage shed with 2 loft spaces and electric was used as artist studio. The corner lot has fruit trees, palms and a wildflower/pollinator garden. High speed cable internet access via Kenetic by Windstream. LOW Clay Electric Cooperative rates and LOW Putnam County taxes. Plenty of room to add an addition, ADU, or detached dream home while you live onsite. Rural ambiance, but located only blocks from Heritage Park. Walk to Mossman Hall, Melrose Bay Art Gallery, Melrose Community Center, and renowned Blue Water bay restaurant. Only 20 miles to Gainesville or Palatka. Melrose offers wonderful Small-town vibes and is well-known for its rich history, and its vibrant music, arts & culture scene. Become a part of this amazing community!

The essentials

Built
2016
Price / sqft
$280
On market
156 days
Annual tax
$1,101
Flood zone
X · Low risk
Lot
14,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
0.32 acres
Lot size
800 sqft
Living area

Payment

Est. monthly payment
$1,372/mo
Down payment (20%)
$44,800
Property taxes
$92/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
14,250 sqft
Cooling
Central Air
Heating
Electric, Heat Pump, Solar
Parking
Boat, Parking Pad, RV Carport, RV Access/Parking
Days on Market
156
High Ceilings
Open Floorplan
Solid Surface Counters
Window Treatments
Rain Gutters
Rv Hookup
Storage
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$1,101
Parcel #
18-09-23-5670-0000-0810

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Not IN Subdivision
County
Putnam
MLS Area
32666 - Melrose
Lot Size
14,250 sqft
Corner Lot

Price history

Date
Event
Price
10/17/2026
Price change
Source: Stellar MLS #GC540230
$224,000-2.4%
$280/sqft
-
Price change
Source: Stellar MLS #GC540230
$229,500-22.2%
$287/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #GC540230
$295,000
$369/sqft

Neighborhood

103 Grove St
Melrose, FL, 32666 · 32666 - Melrose

Market insights

Offer Insights

Choose an offer strength

List price: $224,000
$210,000 – $224,000
94.3% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 home closings in 32666 landed at this number or higher (52%). The median one sat 69 days before it went under contract, and this one is on day 156 after a $71,000 cut.

Sample: 27 closed home sales in 32666 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,372/mo
Principal & interest$1,168
Property taxes$92
Insurance$112
Down payment20% · $44,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$224,000

$280 per sq ft

Beds and baths

2 beds, 2 baths

Size

800 sq ft

Time on market

156 days

Year built

2016

Monthly payment

About $1,372/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,101 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPAIS REALTYListing agent: David PaisListing data from Stellar MLS, MLS# GC540230.

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