12525 NE 204th Ter, photo 1
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Overview

2 bd1 ba1,300 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1962
Lot33,106 sqft
Living area1,300 sqft
Price / sqft$458
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Surface CountersDishwasherDryerElectric Water HeaterRange

12525 NE 204th Ter is a 1962-built home in N/A, Waldo. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,300 square feet of living space. Listed at $595,000 (about $458/sqft), 139 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

LAKEFRONT LIVING ON BEAUTIFUL SANTA FE LAKE! Don't miss this remodeled concrete block home with 100 feet of waterfront. Originally built in 1962, this charming home blends classic character with modern updates and exceptional outdoor living spaces. Features include luxury vinyl plank flooring, a beautifully updated kitchen with new cabinets, countertops and stainless steel appliances, shiplap bedroom accents adding coastal charm, remodeled bathroom, and a charming brick fireplace. You’ll enjoy the million-dollar views of Santa Fe Lake from numerous areas throughout. Outside, a new Trex deck and rebuilt wood dock provide the perfect setting for enjoying all that lakefront living has to offer. From boating, swimming, or entertaining, to simply relaxing and watching the sun rise and set, you’ll find this is the perfect spot to enjoy year-round lake life while still being convenient to Gainesville and surrounding areas.

The essentials

Built
1962
Price / sqft
$458
On market
139 days
Annual tax
$5,159
Flood zone
AE
Lot
33,106 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
Waterfront
Lake Front
1 car garage
0.76 acres
Lot size
1,300 sqft
Living area

Payment

Est. monthly payment
$3,830/mo
Down payment (20%)
$119,000
Property taxes
$430/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
33,106 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
139
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$5,159
Parcel #
18393-007-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
N/A
County
Alachua
MLS Area
32694 - Waldo
Lot Size
33,106 sqft

Price history

Date
Event
Price
7/25/2026
Price change
Source: Stellar MLS #GC540782
$595,000-4.8%
$458/sqft
5/28/2026
Listed for sale
Source: Stellar MLS #GC540782
$625,000
$481/sqft

Neighborhood

12525 NE 204th Ter
Waldo, FL, 32694 · 32694 - Waldo

Market insights

Offer Insights

Choose an offer strength

List price: $595,000
$590,000 – $595,000
99.5% – 100% of listTops out right at the list price
80% of listList price
261 of the last 476 home closings in Alachua County landed at this number or higher (55%). The median one sat 39 days before it went under contract, and this one is on day 139 after a $30,000 cut.

Sample: 476 closed home sales in Alachua County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,831/mo
Principal & interest$3,103
Property taxes$430
Insurance$298
Down payment20% · $119,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$595,000

$458 per sq ft

Beds and baths

2 beds, 1 baths

Size

1,300 sq ft

Time on market

139 days

Year built

1962

Monthly payment

About $3,830/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,159 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBHGRE THOMAS GROUPListing agent: Laura GunterListing data from Stellar MLS, MLS# GC540782.

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