16928 NE 120th Ave, photo 1
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Overview

2 bd2 ba1,388 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built1996
Lot138,521 sqft
Living area1,388 sqft
Price / sqft$414
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Vaulted Ceiling(s)Private MailboxStorageBuilt-in OvenRangeRefrigerator

16928 NE 120th Ave is a 1996-built home in N/A, Waldo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,388 square feet of living space. Listed at $574,500 (about $414/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome home! Nestled right on the tranquil shores of Lake Alto, this charming 3-bedroom, 2-bathroom sanctuary is a true North Central Florida haven. The perfect balance of rural peace and city convenience. Set upon over 3 sprawling, private acres, the property invites you to embrace a peaceful rural lifestyle while remaining just 25 minutes from Gainesville and UF Health. Step outside your door to experience the breathtaking beauty of spring fed Lake Alto, a 575 acre lake with only 28 homes on it, —renowned for its serene waters, incredible fishing, kayaking, and vibrant Florida sunrises and sunsets. Framed by majestic live oaks, mature shade trees, and established fruit trees, the grounds offer a vibrant, nature-rich ecosystem where local wildlife abounds and outdoor possibilities are endless. A Must See! More pictures coming...

The essentials

Built
1996
Price / sqft
$414
On market
25 days
Annual tax
$3,312
Flood zone
X · Low risk
Lot
138,521 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Water views
Water
4 car garage
Circular Driveway
3.18 acres
Lot size
1,388 sqft
Living area

Payment

Est. monthly payment
$3,559/mo
Down payment (20%)
$114,900
Property taxes
$276/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
138,521 sqft
Cooling
Central Air
Heating
Electric
Parking
Circular Driveway
Days on Market
25
Vaulted Ceiling(s)
Private Mailbox
Storage
Built-in Oven
Range
Refrigerator
Elementary
Chester Shell Elementary School-AL
Middle
Hawthorne Middle/High School-AL
High
Hawthorne Middle/High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,312
Parcel #
18422-009-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
N/A
County
Alachua
MLS Area
32694 - Waldo
Lot Size
138,521 sqft
ClearedIn CountyZoned for Horses

Price history

Date
Event
Price
9/19/2026
Listed for sale
Source: Stellar MLS #GC543333
$574,500
$414/sqft

Neighborhood

16928 NE 120th Ave
Waldo, FL, 32694 · 32694 - Waldo

Market insights

Offer Insights

Choose an offer strength

List price: $574,500
$570,000 – $574,500
99.5% – 100% of listTops out right at the list price
80% of listList price
261 of the last 477 home closings in Alachua County landed at this number or higher (55%). The median one sat 39 days before it went under contract, and this one is on day 25.

Sample: 477 closed home sales in Alachua County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,560/mo
Principal & interest$2,996
Property taxes$276
Insurance$287
Down payment20% · $114,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$574,500

$414 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,388 sq ft

Time on market

25 days

Year built

1996

Monthly payment

About $3,559/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,312 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFREEMAN REALTY INCListing agent: Carolyne FreemanListing data from Stellar MLS, MLS# GC543333.

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