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Overview

4 bd3 ba2,079 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1926
Lot13,983 sqft
Living area2,079 sqft
Price / sqft$168
Garage2 car

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About this home

High CeilingsPrimary Bedroom Main FloorSplit BedroomWindow TreatmentsPrivate MailboxStreet LightsDishwasherElectric Water Heater

398 S Marion Ave is a 1926-built home in Ashurst Sub, Lake City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,079 square feet of living space. Listed at $349,000 (about $168/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Step back in time without sacrificing modern convenience in this beautifully restored 1926 historic home, ideally located in the sought-after Lake Isabella Historic District in the heart of downtown Lake City. Offering 2,079 heated square feet (2,673 total square feet), this timeless two-story residence has been thoughtfully renovated to preserve its original character while providing today's most desired updates. From the moment you arrive, you'll be captivated by the expansive covered front porch, classic architecture, and side portico. Inside, soaring 9+ foot ceilings, freshly painted interiors, original glass doorknobs, and gorgeous hardwood floors create a warm, inviting atmosphere filled with historic charm. The home has undergone extensive improvements, including a roof in 2020, updated plumbing and electrical systems, new fixtures and chandeliers, 5/8-inch drywall throughout, spray foam attic insulation, and new rolled insulation in the walls—offering the comfort and efficiency of a modern home while maintaining its historic appeal. The kitchen features KitchenAid stainless steel appliances, porcelain tile flooring, and ample space for gathering. Matching porcelain tile continues into the laundry room and bathrooms, while the hardwood floors extend throughout the remaining living spaces and bedrooms. A rare and highly desirable feature is the detached two-story carriage house, offering two covered parking spaces below and a private 1-bedroom, 1-bath apartment above with its own screened porch. Whether used for multi-generational living, guests, a home office, or rental income, this versatile space adds tremendous value and flexibility. Located just blocks from downtown Lake City's shops, restaurants, parks, and community events, this one-of-a-kind property blends nearly a century of history with the peace of mind of extensive modern updates. This is a rare opportunity to own one of Lake City's beautifully restored historic homes, where timeless architecture meets modern comfort and versatility.

The essentials

Built
1926
Price / sqft
$168
On market
71 days
Annual tax
$2,400
Flood zone
X · Low risk
Lot
13,983 sqft
Type
Single Family Residence

At a glance

Single family
Built 1926
2 car garage
Driveway
0.32 acres
Lot size
2,079 sqft
Living area

Payment

Est. monthly payment
$2,194/mo
Down payment (20%)
$69,800
Property taxes
$200/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1926
Lot
13,983 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
Driveway
Days on Market
71
High Ceilings
Primary Bedroom Main Floor
Split Bedroom
Window Treatments
Private Mailbox
Street Lights
Dishwasher
Electric Water Heater
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,400
Parcel #
00-00-00-13827-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ashurst Sub
County
Columbia
MLS Area
32025 - Lake City
Lot Size
13,983 sqft

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #GC542546
$349,000-1.7%
$168/sqft
-
Price change
Source: Stellar MLS #GC542546
$355,000-1.1%
$171/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #GC542546
$359,000
$173/sqft

Neighborhood

398 S Marion Ave
Lake City, FL, 32025 · 32025 - Lake City

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$342,500 – $349,000
98.2% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 home closings in 32025 landed at this number or higher (57%). The median one sat 45 days before it went under contract, and this one is on day 71 after a $10,000 cut.

Sample: 14 closed home sales in 32025 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,195/mo
Principal & interest$1,820
Property taxes$200
Insurance$175
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$168 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,079 sq ft

Time on market

71 days

Year built

1926

Monthly payment

About $2,194/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,400 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBOSSHARDT REALTY SERVICES LLCListing agent: Kristine WendigListing data from Stellar MLS, MLS# GC542546.

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