9445 SW 96th Ter, photo 1
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Overview

3 bd2 ba1,367 sqft2 car garageSingle Family
TypeSingle Family
HOA$115/qtr
Built2005
Lot47,916 sqft
Living area1,367 sqft
Price / sqft$263
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatTray Ceiling(s)Vaulted Ceiling(s)

9445 SW 96th Ter is a 2005-built home in Hammock Ridge Unit 3-b, Gainesville. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,367 square feet of living space. Listed at $360,000 (about $263/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $115 quarterly.

From the listing

Virtually Staged. Welcome home to this inviting 3-bedroom, 2-bathroom home nestled on a spacious 1.1-acre lot, perfectly situated just outside of town while still offering convenient access to everyday amenities. Enjoy the best of both worlds with a peaceful setting close to shopping, restaurants, the University of Florida, UF Health, the VA Hospital, and major highway access. Inside, the open floor plan is enhanced by vaulted ceilings in the living room, creating a bright and spacious feel. The primary suite offers a relaxing retreat with beautiful tray ceilings, an en suite bathroom, and a jetted tub—perfect for unwinding at the end of the day. New carpet in the primary bedroom adds a fresh touch. Outside, the fenced backyard provides plenty of space for pets, play, gardening, or simply enjoying the outdoors. The covered rear patio offers a comfortable spot for morning coffee, evening gatherings, or relaxing while taking in the peaceful surroundings. Recent updates provide added peace of mind, including a new HVAC system in 2022, complete roof replacement in October 2022, water softener installed in 2025, and septic pumped in 2025. With its spacious lot, desirable location, thoughtful updates, and inviting interior, this home offers the perfect combination of privacy and convenience. Come see why this one deserves to be at the top of your list!

The essentials

Built
2005
Price / sqft
$263
On market
59 days
Annual tax
$6,101
HOA
$115/qtr
Flood zone
X · Low risk
Lot
47,916 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
Driveway
1.10 acres
Lot size
1,367 sqft
Living area

Payment

Est. monthly payment
$2,605/mo
Down payment (20%)
$72,000
Property taxes
$508/mo
HOA
$115/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
47,916 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Side, Guest, Off Street, Oversized
Days on Market
59
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Archer Elementary-AL
Middle
Kanapaha Middle School-AL
High
F. W. Buchholz High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,101
Parcel #
07350-041-050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Ridge Unit 3-b
County
Alachua
MLS Area
32608 - Gainesville
Lot Size
47,916 sqft
LevelPaved
HOA
$115/qtr
Autumn Beining

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #GC542719
$360,000-2.7%
$263/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #GC542719
$370,000
$271/sqft

Neighborhood

9445 SW 96th Ter
Gainesville, FL, 32608 · 32608 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $360,000
$357,500 – $360,000
99.5% – 100% of listTops out right at the list price
80% of listList price
124 of the last 239 home closings in 32608 landed at this number or higher (52%). The median one sat 28 days before it went under contract, and this one is on day 59 after a $10,000 cut.

Sample: 239 closed home sales in 32608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,604/mo
Principal & interest$1,878
Property taxes$508
Insurance$180
HOA$38
Down payment20% · $72,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$360,000

$263 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,367 sq ft

Time on market

59 days

Year built

2005

Monthly payment

About $2,605/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,101 annual tax bill, insurance, and the $115/qtr HOA fee.

HOA fee

$115/qtr

Managed by Autumn Beining.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMATCHMAKER REALTY OF ALACHUA COUNTYListing agent: Stefanie GruberListing data from Stellar MLS, MLS# GC542719.

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