2840 NW 27th Ter, photo 1
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Overview

3 bd2 ba2,066 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built1989
Lot18,731 sqft
Living area2,066 sqft
Price / sqft$234
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingEat-in KitchenHigh CeilingsStone CountersWalk-in Closet(s)Private YardRain GuttersDishwasher

2840 NW 27th Ter is a 1989-built home in Royal Gardens Ph V, Gainesville. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,066 square feet of living space. Listed at $484,000 (about $234/sqft), 100 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 annually.

From the listing

Royal Gardens is an elegant neighborhood located on scenic Glen Springs Road in the heart of northwest Gainesville with large picturesque lots and tranquil ambiance just minutes from the University of Florida, Alfred Ring Park and numerous shopping, dining and entertainment venues. This beautiful, Royal Gardens contemporary, pool home offers over 2,000 square feet of living space with 3 bedrooms, a Florida room and 2 full baths. The centrally located great room has a high ceiling, crown molding and French doors leading to the Florida room which overlooks the pool and woods beyond. The kitchen has a pantry, breakfast nook, granite countertops and stainless-steel appliances including a gas oven/range. The primary bedroom has a walk-in closet and luxury bath with a jetted tub and separate shower. Wood floors are found in all living areas, kitchen and bedrooms. Summertime fun awaits with a beautiful, sparkling pool in the fenced and very private backyard with a mix of trees and bamboo plus a walking trail on this almost half-acre lot!

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The essentials

Built
1989
Price / sqft
$234
On market
100 days
Annual tax
$7,696
HOA
$120/yr
Flood zone
X · Low risk
Lot
18,731 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
In Ground
2 car garage
Driveway
0.43 acres
Lot size
2,066 sqft
Living area

Payment

Est. monthly payment
$3,417/mo
Down payment (20%)
$96,800
Property taxes
$641/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
18,731 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Driveway, Garage Door Opener
Pool
In Ground
Days on Market
100
Crown Molding
Eat-in Kitchen
High Ceilings
Stone Counters
Walk-in Closet(s)
Private Yard
Rain Gutters
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,696
Parcel #
06087-050-057

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Gardens Ph V
County
Alachua
MLS Area
32605 - Gainesville
Lot Size
18,731 sqft
LandscapedPaved
HOA
$120/yr
Royal Gardens HOA

Price history

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #GC541681
$484,000-3.2%
$234/sqft
-
Price change
Source: Stellar MLS #GC541681
$499,900-3.7%
$242/sqft
7/3/2026
Listed for sale
Source: Stellar MLS #GC541681
$519,000
$251/sqft

Neighborhood

2840 NW 27th Ter
Gainesville, FL, 32605 · 32605 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $484,000
$475,000 – $484,000
98.3% – 100% of listTops out right at the list price
80% of listList price
68 of the last 134 home closings in 32605 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 100 after a $35,000 cut.

Sample: 134 closed home sales in 32605 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,418/mo
Principal & interest$2,524
Property taxes$641
Insurance$242
HOA$10
Down payment20% · $96,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$484,000

$234 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,066 sq ft

Time on market

100 days

Year built

1989

Monthly payment

About $3,417/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,696 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by Royal Gardens HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byBHHS FLORIDA REALTYListing agent: Jeff TiceListing data from Stellar MLS, MLS# GC541681.

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