220 Misty Harbor Trace, photo 1
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Overview

3 bd2 ba1,181 sqftTownhouse
TypeTownhouse
HOA$337/mo
Lot3,746 sqft
Living area1,181 sqft
Price / sqft$254

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About this home

220 Misty Harbor Trace is a home in Hammock/Palm Harbor, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,181 square feet of living space. Listed at $299,990 (about $254/sqft), 94 days on market. HOA runs $337 monthly.

From the listing

Brand New by award winning Dream Finders Homes...Welcome to 220 Misty Harbor Trace, located in the desirable gated community Hammock at Palm Harbor. Nestled near state parks and nature preserve, the Mangrove floorplan offers the perfect blend of modern comfort, flexibility, and tranquil outdoors. The builder thoughtfully designed each aspect of the Mangrove floor plan with a spacious primary suite, providing convenience and privacy for everyday living. The open-concept layout is ideal for entertaining, with generous living spaces, abundant natural light, and a seamless flow throughout the home. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this property offers exceptional versatility with no short-term rental restrictions. Residents enjoy access to fantastic community amenities including pool, hot tub and clubhouse perfect for social gatherings and leisure activities. Conveniently located near shopping, dining, golf courses, nature preserve, Palm Coast Marina and the beaches. Come indulge in The Hammock at Palm Harbor lifestyle.

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The essentials

Price / sqft
$254
On market
94 days
Annual tax
$1,490
HOA
$337/mo
Lot
3,746 sqft
Type
Townhouse

At a glance

Townhouse
3,746 sqft lot
Lot size
1,181 sqft
Living area

Payment

Est. monthly payment
$2,176/mo
Down payment (20%)
$59,998
Property taxes
$124/mo
HOA
$337/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
-
Lot
3,746 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
94
Annual Tax (2025)
$1,490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock/Palm Harbor
County
Flagler
Lot Size
3,746 sqft
HOA
$337/mo

Price history

Date
Event
Price
7/15/2026
Listed for sale
Source: Stellar MLS #J1005990
$299,990
$254/sqft

Neighborhood

220 Misty Harbor Trace
Palm Coast, FL, 32137

Market insights

Offer Insights

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List price: $299,990
$295,000 – $299,990
98.2% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 townhouse or villa closings in 32137 landed at this number or higher (56%). The median one sat 79 days before it went under contract, and this one is on day 94.

Sample: 16 closed townhouse or villa sales in 32137 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,176/mo
Principal & interest$1,565
Property taxes$124
Insurance$150
HOA$337
Down payment20% · $59,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,990

$254 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,181 sq ft

Time on market

94 days

Monthly payment

About $2,176/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,490 annual tax bill, insurance, and the $337/mo HOA fee.

HOA fee

$337/mo

Offer

What should I offer?

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Brokered bySTELLAR NON-MEMBER OFFICEListing agent: Non-Member AgentListing data from Stellar MLS, MLS# J1005990.

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