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Overview

5 bd3 ba2,947 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot10,019 sqft
Living area2,947 sqft
Price / sqft$136
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsWalk-in Closet(s)Hurricane ShuttersCooktop

11 Zircon CT is a 2005-built home in Zebulahs Trail Sec 63, Palm Coast. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,947 square feet of living space. Listed at $400,000 (about $136/sqft), 447 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

A Home That Finally Checks Every Box — Space, Flexibility, Value, and NO HOA!!!!!! If you’ve been searching for a home that actually delivers the space your life demands, this is the one. The moment you walk in, you feel it — real, comfortable, wide-open space that today’s buyers crave but can rarely find anywhere near this price point. Nearly 3,000 sq ft, 5 true bedrooms, multiple flex areas, and NO HOA… all for $400K in Palm Coast’s highly desirable Quail Hollow community. This isn’t just another listing. It’s the opportunity buyers wait for — and the one investors move fast on. Modern Living, Wide-Open Layout Step inside and the home immediately opens up with bright, airy living spaces designed for how people actually live today. The open-concept flow from the family room to the kitchen creates a natural gathering hub — perfect for hosting friends, helping with homework, game nights, or enjoying quiet mornings with coffee. Need flexibility? You’ve got it. Downstairs flex room for office, gym, playroom, or guest space Upstairs loft for media, homeschooling, or second living area Multiple living spaces that adapt to your lifestyle instead of limiting it **Five Bedrooms = Endless Possibilities** Upstairs, all five bedrooms offer privacy and comfort. The oversized primary suite feels like a retreat, complete with a walk-in closet and en-suite bath. The additional bedrooms are ideal for guests, offices, hobbies, or a growing family — whatever your life calls for, this home delivers. ** A Backyard Ready for Your Vision** Step outside to a fully vinyl-fenced backyard — a blank canvas with room to create the outdoor lifestyle you’ve always wanted. Imagine: A sparkling pool A summer kitchen A cozy fire-pit lounge A garden oasis A play area And with NO HOA, you have the freedom to make it yours. **Location That Makes Life Easy** Minutes to Flagler Beach, top-rated schools, shopping, dining, medical facilities, parks, and trails — plus quick access to US-1, SR-100, and I-95. Everything you need is right at your fingertips. Homes offering this much space, flexibility, and value do not sit on the market. Whether you’re searching for your forever home or your next investment, this one checks every box. Schedule your private showing today — before the rush begins. $$$ INVESTORS — THIS IS YOUR SIGNAL$$$ With 5 bedrooms, nearly 3,000 sq ft, and no HOA restrictions, this property is a standout for: Long-term rentals Corporate housing Multigenerational occupancy High-demand Florida relocation traffic Palm Coast continues to be one of Florida’s fastest-growing markets, and opportunities like this are becoming increasingly rare.

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The essentials

Built
2005
Price / sqft
$136
On market
447 days
Annual tax
$3,874
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
10,019 sqft lot
Lot size
2,947 sqft
Living area

Payment

Est. monthly payment
$2,609/mo
Down payment (20%)
$80,000
Property taxes
$323/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
447
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Walk-in Closet(s)
Hurricane Shutters
Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Bunnell Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2024)
$3,874
Parcel #
07-11-31-7063-00180-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Zebulahs Trail Sec 63
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
7/2/2026
Price change
Source: Stellar MLS #FC311305
$400,000-4.8%
$136/sqft
-
Price change
Source: Stellar MLS #FC311305
$420,000-1.2%
$143/sqft
7/21/2025
Listed for sale
Source: Stellar MLS #FC311305
$425,000
$144/sqft

Neighborhood

11 Zircon CT
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $400,000
$397,500 – $400,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 447 after a $25,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,609/mo
Principal & interest$2,086
Property taxes$323
Insurance$200
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,000

$136 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,947 sq ft

Time on market

447 days

Year built

2005

Monthly payment

About $2,609/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,874 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byADAMS, CAMERON & CO., REALTORSListing agent: Sonia Pagan-LopezListing data from Stellar MLS, MLS# FC311305.

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