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Overview

3 bd2 ba1,905 sqft2 car garageSingle Family
TypeSingle Family
HOA$190/mo
Built2022
Lot6,011 sqft
Living area1,905 sqft
Price / sqft$210
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSplit BedroomCooktopDishwasherDisposalElectric Water HeaterMicrowaveRefrigerator

43 Lagoon Way is a 2022-built home in Matanzas Lakes S/D, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,905 square feet of living space. Listed at $400,000 (about $210/sqft), 46 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $190 monthly.

From the listing

Welcome to 43 Lagoon Way in Palm Coast! This well-maintained home offers comfortable living with a functional floor plan and a great location. Enjoy the convenience of being close to shopping, dining, parks, schools, and everything Palm Coast has to offer. Home warranty included with the sale, providing added peace of mind for the new owner. Whether you're looking for a primary residence, second home, or investment opportunity, this property is ready to welcome you home!

The essentials

Built
2022
Price / sqft
$210
On market
46 days
Annual tax
$2,949
HOA
$190/mo
Flood zone
X · Low risk
Lot
6,011 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
6,011 sqft lot
Lot size
1,905 sqft
Living area

Payment

Est. monthly payment
$2,722/mo
Down payment (20%)
$80,000
Property taxes
$246/mo
HOA
$190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,011 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
46
Open Floorplan
Split Bedroom
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Tankless Water Heater
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,949
Parcel #
27-10-30-4260-00000-0870

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Matanzas Lakes S/D
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,011 sqft
HOA
$190/mo
Matanzas

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #TB8542210
$400,000-2.4%
$210/sqft
-
Price change
Source: Stellar MLS #TB8542210
$410,000-3.5%
$215/sqft
8/27/2026
Listed for sale
Source: Stellar MLS #TB8542210
$425,000
$223/sqft

Neighborhood

43 Lagoon Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $400,000
$395,000 – $400,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 46 after a $25,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,722/mo
Principal & interest$2,086
Property taxes$246
Insurance$200
HOA$190
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,000

$210 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,905 sq ft

Time on market

46 days

Year built

2022

Monthly payment

About $2,722/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,949 annual tax bill, insurance, and the $190/mo HOA fee.

HOA fee

$190/mo

Managed by Matanzas.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Lisa LoiaconoListing data from Stellar MLS, MLS# TB8542210.

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