20 Silver Doctor Ln, photo 1
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Overview

0 baLand
TypeLand
HOA$734/qtr
Lot4,051 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Dog ParkGolf Carts OK

20 Silver Doctor Ln is a home in Saddlebag, Lake Wales. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

This deeded RV lot is located in the premier 55+ gated community of Saddlebag Lake Resort. The lot measures 45x90, and has full hook-ups for water, sewer and 100 amps of electric. You'll have more than enough room to park the longest 5th wheel, motor coach or pull-behind trailer, plus there's an extra parking space for your truck or other vehicle. A patio area is adjacent to the parking pad, so you can step right out to it from your RV. There's even a shed at the back of the lot to store all your gear, and a shaded grassy space to enjoy. But wait, there's so much more! You'll be living the dream here, with all the resort's amenities, including a sparkling pool, hot tub, rec room with pool tables and saunas, a fitness center, driving range, dog park, pickle ball, tennis and shuffleboard courts, horse shoes, and a myriad of clubs you can join. Last but certainly not least, you'll also have lake access so you can go boating and fishing in Saddlebag Lake. It's all included in the low quarterly HOA dues, as is your water, sewer and trash pick-up. You owe it to yourself to check this out - don't wait, call today before it's gone!

The essentials

On market
148 days
Annual tax
$435
HOA
$734/qtr
Flood zone
X · Low risk
Lot
4,051 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$596/mo
Down payment (20%)
$11,000
Property taxes
$36/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,051 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
148
Dog Park
Golf Carts OK
Flood Zone X
Annual Tax (2025)
$435
Parcel #
28-30-01-939030-059250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,051 sqft
In CountyPaved
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
5/22/2026
Listed for sale
Source: Stellar MLS #K4903516
$55,000

Neighborhood

20 Silver Doctor Ln
Lake Wales, FL, 33898 · 33898 - Lake Wales

Calculator

Est. monthly payment
$596/mo
Principal & interest$287
Property taxes$36
Insurance$28
HOA$245
Down payment20% · $11,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$55,000

Time on market

148 days

Monthly payment

About $596/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $435 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903516.

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