0 Spirit Lake Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot7,035 sqft

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About this home

0 Spirit Lake Rd is a home in Laurents Add, Winter Haven. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LAKE FRONT PROPERY - A RARE FIND! Beautiful lake front property just waiting for your dream home. Enjoy beautiful sunsets and fish from your very own back yard. Property has been cleared and has a current survey available. Owner is a builder and has a house plan and site plan available should you choose to build with them.

The essentials

On market
405 days
Annual tax
$129
Flood zone
X · Low risk
Lot
7,035 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
7,035 sqft lot
Lot size

Payment

Est. monthly payment
$553/mo
Down payment (20%)
$18,980
Property taxes
$11/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,035 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
405
Flood Zone X
Annual Tax (2024)
$129
Parcel #
25-29-02-356700-000160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Laurents Add
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
7,035 sqft

Price history

Date
Event
Price
5/17/2026
Price change
Source: Stellar MLS #L4955714
$94,900-5.0%
-
Price change
Source: Stellar MLS #L4955714
$99,900-33.4%
9/8/2025
Listed for sale
Source: Stellar MLS #L4955714
$149,900

Neighborhood

0 Spirit Lake Rd
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Calculator

Est. monthly payment
$553/mo
Principal & interest$495
Property taxes$11
Insurance$47
Down payment20% · $18,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$94,900

Time on market

405 days

Monthly payment

About $553/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $129 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byXCELLENCE REALTY, INCListing agent: Amy FuquaListing data from Stellar MLS, MLS# L4955714.

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