1103 Cypress Gardens Blvd #13, photo 1
Active
1 / 14

Overview

1 bd1 ba475 sqftCondominium
TypeCondominium
HOA$176.83/mo
Built1980
Lot299 sqft
Living area475 sqft
Price / sqft$263

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboSolid Surface CountersSidewalkSidewalksSpecial Community RestrictionsStreet LightsDishwasherDryer

1103 Cypress Gardens Blvd #13 is a 1980-built home in Lamplighter Village, Winter Haven. Inside you'll find 1 bedrooms, 1 bathrooms, and 475 square feet of living space. Listed at $124,800 (about $263/sqft), 83 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $176.83 monthly.

From the listing

FOR SALE - 1 Bedroom/1 Bath Mediterranean Style Condominium on Lake Roy...part of Winter Haven's beautiful Chain of Lakes. Professionally decorated, this condo comes with a newly renovated bathroom in 2026, granite countertops, window treatments, and double paned windows. It features newer appliances such as refrigerator (2026), gas stove (2026), gas water heater (2023), and a stackable washer and dryer (2026). It also includes a dishwasher and a microwave. The condo is on the bottom floor and features a Bonus Room suitable for a home office. It has a low electric bill and low HOA fees. The outside has a lovely, shaded picnic area. All Residents enjoy dock privileges. This area is quiet and comfortable. Shopping, Restaurants, and Pharmacies are all less than 5 minutes away.

The essentials

Built
1980
Price / sqft
$263
On market
83 days
Annual tax
$1,115
HOA
$176.83/mo
Flood zone
X · Low risk
Lot
299 sqft
Type
Condominium

At a glance

Condo
Built 1980
Waterfront
Lake Privileges
Assigned parking
475 sqft
Living area

Payment

Est. monthly payment
$983/mo
Down payment (20%)
$24,960
Property taxes
$93/mo
HOA
$176.83/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1980
Lot
299 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Assigned
Waterfront
Lake Privileges
Days on Market
83
Living Room/Dining Room Combo
Solid Surface Counters
Sidewalk
Sidewalks
Special Community Restrictions
Street Lights
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Elbert Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,115
Parcel #
26-28-34-662410-031020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lamplighter Village
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
299 sqft
City Limits
HOA
$176.83/mo
Garrison Property Services

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #L4963758
$124,800+5.8%
$263/sqft
7/24/2026
Listed for sale
Source: Stellar MLS #L4963758
$118,000
$248/sqft

Neighborhood

1103 Cypress Gardens Blvd #13
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $124,800
$124,000 – $124,800
99.5% – 100% of listTops out right at the list price
80% of listList price
16 of the last 30 condo closings in 33884 landed at this number or higher (53%). The median one sat 43 days before it went under contract, and this one is on day 83.

Sample: 30 closed condo sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$983/mo
Principal & interest$651
Property taxes$93
Insurance$62
HOA$177
Down payment20% · $24,960
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$124,800

$263 per sq ft

Beds and baths

1 beds, 1 baths

Size

475 sq ft

Time on market

83 days

Year built

1980

Monthly payment

About $983/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,115 annual tax bill, insurance, and the $176.83/mo HOA fee.

HOA fee

$176.83/mo

Managed by Garrison Property Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Linda AndreListing data from Stellar MLS, MLS# L4963758.

Keep exploring Florida

Pick up where you left off, or see what else is out there.