124 Center St, photo 1
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Overview

3 bd2 ba1,306 sqftSingle Family
TypeSingle Family
HOANone listed
Built1952
Lot8,390 sqft
Living area1,306 sqft
Price / sqft$126

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About this home

Ceiling Fans(s)Private MailboxStorageRangeRefrigerator

124 Center St is a 1952-built home in Lake Shipp Heights, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,306 square feet of living space. Listed at $165,000 (about $126/sqft), 129 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Short Sale. Investor Special! (short sale requiring 3rd party approval) Don't miss this opportunity to transform this 3-bedroom, 2-bath block home into something truly special. Featuring a newer roof and AC system, some of the major improvements have already been completed, providing a solid foundation for your renovation plans. Whether you're an investor searching for your next flip, looking to add to your rental portfolio, or a buyer ready to create your dream home, this property offers incredible potential. Situated in a convenient Central Florida location, you'll be close to shopping, dining, major highways, world-famous theme parks, and both the Gulf and Atlantic Coast beaches. Bring your tools, creativity, and vision. This handyman special is ready for its next chapter! Seller is working cooperatively with the lender to facilitate a smooth transaction. Experienced short sale negotiator involved.

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The essentials

Built
1952
Price / sqft
$126
On market
129 days
Annual tax
$2,590
Flood zone
X · Low risk
Lot
8,390 sqft
Type
Single Family Residence

At a glance

Single family
Built 1952
8,390 sqft lot
Lot size
1,306 sqft
Living area

Payment

Est. monthly payment
$1,159/mo
Down payment (20%)
$33,000
Property taxes
$216/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1952
Lot
8,390 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
129
Ceiling Fans(s)
Private Mailbox
Storage
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,590
Parcel #
26-29-06-674300-000500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Shipp Heights
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
8,390 sqft

Price history

Date
Event
Price
7/28/2026
Price change
Source: Stellar MLS #L4962572
$165,000-8.3%
$126/sqft
-
Price change
Source: Stellar MLS #L4962572
$180,000-10.0%
$138/sqft
6/6/2026
Listed for sale
Source: Stellar MLS #L4962572
$200,000
$153/sqft

Neighborhood

124 Center St
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$165,000
99.5% – 100% of listTops out right at the list price
80% of listList price
117 of the last 198 home closings in 33880 landed at this number or higher (59%). The median one sat 42 days before it went under contract, and this one is on day 129 after a $35,000 cut.

Sample: 198 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,159/mo
Principal & interest$861
Property taxes$216
Insurance$83
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$126 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,306 sq ft

Time on market

129 days

Year built

1952

Monthly payment

About $1,159/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,590 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLIVE FLORIDA REALTYListing agent: Stephen NovakListing data from Stellar MLS, MLS# L4962572.

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