1328 3rd St NE, photo 1
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Overview

3 bd2 ba1,118 sqftSingle Family
TypeSingle Family
HOANone listed
Built1950
Lot7,000 sqft
Living area1,118 sqft
Price / sqft$179

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomLightingSidewalkDisposalRangeRefrigerator

1328 3rd St NE is a 1950-built home in Silvercrest Add, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,118 square feet of living space. Listed at $199,999 (about $179/sqft), 103 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

3 bedrooms 2 bath move in ready home. Perfect for starter home or first-time buyer. Newer roof and updated electrical and plumbing throughout and freshly painted.

The essentials

Built
1950
Price / sqft
$179
On market
103 days
Annual tax
$1,481
Flood zone
X · Low risk
Lot
7,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1950
7,000 sqft lot
Lot size
1,118 sqft
Living area

Payment

Est. monthly payment
$1,266/mo
Down payment (20%)
$40,000
Property taxes
$123/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1950
Lot
7,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
103
Ceiling Fans(s)
Living Room/Dining Room Combo
Split Bedroom
Lighting
Sidewalk
Disposal
Range
Refrigerator
Elementary
Garden Grove Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,481
Parcel #
26-28-21-584100-014020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silvercrest Add
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
7,000 sqft

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #O6421049
$199,999-2.4%
$179/sqft
-
Price change
Source: Stellar MLS #O6421049
$204,997-4.7%
$183/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #O6421049
$215,000
$192/sqft

Neighborhood

1328 3rd St NE
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $199,999
$199,999
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 103 after a $15,001 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,266/mo
Principal & interest$1,043
Property taxes$123
Insurance$100
Down payment20% · $40,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,999

$179 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,118 sq ft

Time on market

103 days

Year built

1950

Monthly payment

About $1,266/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,481 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Dewayne SmithListing data from Stellar MLS, MLS# O6421049.

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